TEAM ONE CREDIT UNION - Bay City, MI

Welcome to Team One, your trusted financial partner in Bay City, MI! Established in 1935, we have proudly served our community for over eight decades, fostering strong relationships with our 51,480 members. Located at 401 E Midland St, Bay City, MI 48706, our branch is dedicated to providing personalized banking solutions tailored to meet your needs. At Team One, we believe that financial success starts with a solid foundation. With total assets amounting to an impressive $737,787,200 and total deposits reaching $65,727,957, we are well-equipped to support our members' dreams and aspirations. Our commitment to you extends beyond numbers; it's about building a community where everyone can thrive. Led by our CEO Derrick Barber and Board President Rebecca Sanchez, our team of 164 employees is here to assist you every step of the way. Whether you're looking for auto loans, mortgage financing, or simple savings accounts, we've got you covered. We understand that life can be unpredictable, which is why we offer a variety of financial products designed to help you navigate any situation. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 401 E MIDLAND ST, BAY CITY, MI 48706. Ready to take control of your financial future? Call us today at 989-671-0077 or explore our services online at teamonecu.org. Join us on this journey towards financial empowerment!

Welcome to the Team One community! We're excited to invite you to become a member of our credit union, where you'll find a supportive network dedicated to your financial well-being. At Team One, we believe that everyone deserves access to quality financial services, and joining us is a straightforward process. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve or have an immediate family member who does. This means that whether you're a local resident or just starting your journey in Bay City, MI, we welcome you with open arms. Becoming a member at Team One comes with fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to various financial resources tailored just for you. The account opening process is simple; just visit us online at http://WWW.TEAMONECU.ORG/apply-for-a-loan or give us a call at (989) 671-0077 for more information. If you're curious about the specific eligibility criteria, check out our detailed resource here: http://WWW.TEAMONECU.ORG/about/membership-eligibility . We can't wait to welcome you into our family at 401 E Midland St Bay City Mi 48706!

At Team One, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic landscape, having a reliable financial partner is essential. That's why we are proud to share our strong financial health with you. With a net worth of $66,825,661, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $906 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $197,301,793 in share certificates and $94,342,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to you is also reflected in our $57,572,077 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $7,457 in used auto loans and $497,651,552 in total loans and leases, our lending capacity supports your financial goals across various sectors. While we have seen operational efficiency reflected in our $0, we take pride in having 150 full-time employees and 14 part-time employees dedicated to serving you with expertise and care. Net Shares (Funds available for lending and investments): $1,432,973 underscore our ability to support your needs now and into the future. With a total of 101,812 deposit accounts, it's clear that more than 51,000 members trust us with their finances. This growing membership showcases the confidence people have in our ability to manage their hard-earned money safely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Team One is your trusted partner. Visit us at 401 E Midland St Bay City Mi 48706 or call (989) 671-0077 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.