JOLT CREDIT UNION

At Jolt, located at 915 S Euclid Ave, Bay City, MI 48706, we believe in powering dreams and fostering community growth. Since our establishment in 1956, we've been dedicated to providing top-notch financial services tailored to meet the unique needs of our members. With a proud membership of 27,834 individuals, we stand as a pillar of support for our community. Our commitment goes beyond just numbers; we proudly manage over $459 million in total assets, ensuring that your hard-earned money is safe and growing. As a trusted credit union, we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. In fact, with more than 21,200 loans and leases issued, we're here to help you take the next step in your financial journey. Under the leadership of our CEO Alan Watson and Board President Robert Looby, our team of 113 employees is dedicated to delivering exceptional service. Whether you're visiting us in person or accessing our services online at Jolt's Website, you'll find a friendly face ready to assist you with all your banking needs. While members can visit us at our branch address for transactions and inquiries, official correspondence should be sent to the same address: 915 S Euclid Ave, Bay City, MI 48706. We invite you to experience the Jolt difference! Feel free to give us a call at 989-799-8744 or stop by during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. Join us today and let's work together toward building a brighter financial future!

At Jolt, we believe that everyone deserves a place in our supportive community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the Bay City area, you're likely eligible to join us. We aim to provide financial solutions that cater to your needs while offering exceptional service and a sense of belonging. For more detailed information about eligibility, you can check out our guidelines at . Opening an account with us is just as simple. You can start your journey towards better banking by visiting our account opening page at https://joltcu.symapp.jhahosted.com/ . If you have any questions or need assistance along the way, feel free to call us at (989) 799-8744. Join us at Jolt located at 915 S Euclid Ave Bay City Mi 48706, and experience the difference of being part of a community-focused credit union!

At Jolt, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of your trust, and our robust financial foundation reflects our commitment to you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $44,144,649, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 960 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $79,900,798 in share certificates and $77,602,267 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,142,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,054,460 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $35,511 in used auto loans and $255,427,922 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $69,639, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 105 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,098,556. Total Share Accounts: 67,158, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jolt is your trusted partner. Visit us at 915 S Euclid Ave Bay City Mi 48706 or call 989-799-8744 to learn more about how we can help you achieve your financial goals.