Sunrise Family Credit Union Bay City MI | Best Auto Loans & Business Banking

Introduction

Welcome to Sunrise Family Credit Union, your trusted financial partner in Bay City, MI! Established in 1956, we have proudly served our community for over six decades. Located at 404 S Euclid Ave, we are dedicated to providing exceptional services tailored to meet the needs of our 11,433 members. At Sunrise Family, we believe that everyone deserves access to reliable banking solutions. With total assets of $133,677,520 and total deposits reaching $12,078,954, we are well-equipped to support our members through various financial stages. Our commitment extends beyond numbers; it reflects our passion for empowering individuals and families in our community. Our leadership team, led by CEO Jeff Rabanus and Board President James Voss, is dedicated to fostering a welcoming environment where every member feels valued. We employ a team of 40 skilled professionals who are ready to assist you with everything from personal banking and auto loans to mortgage financing and business services. While you can visit us at our branch location, any official correspondence should be sent to our mailing address: 404 S Euclid Ave, Bay City, MI 48706-3206. If you have questions or need assistance, don't hesitate to call us at (989) 684-1730 during our operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday until 5:30 PM, and Saturday from 9 AM to 1 PM. Join us today and experience the difference a community-focused credit union can make in your financial journey! To learn more about what we offer or become a member, visit us at sunrisefamilycu.org. Your brighter financial future starts here!

Branch History & Mission

Our Evolution

Located at 404 S Euclid Ave in Bay City, our branch has witnessed significant changes and growth since its inception. From humble beginnings as a small credit union focused on personal banking needs to becoming a trusted financial partner in the region, we have continuously adapted to meet the evolving needs of our members. Each milestone reflects our dedication to enhancing member experiences through innovative solutions and community engagement. Our operating hours are designed with convenience in mind: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. While we currently do not offer ATM or drive-thru services, we ensure that all member services are available online and through mobile banking platforms for easy access anytime.

Our Mission

The mission of Sunrise Family Credit Union is clear: we aim to provide exceptional financial services while positively impacting the communities we serve. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. Our range of services includes personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. In addition to offering competitive financial products, we actively engage in community outreach initiatives. Through partnerships with local organizations and events, we strive to make a difference beyond just banking supporting education, health initiatives, and other vital community programs. While members can visit us at 404 S Euclid Ave Bay City Mi 48706, official correspondence should be sent to 404 S Euclid Ave, Bay City, MI 48706-3206. We encourage you to reach out at (989) 684-1730 if you have any questions or need assistance. Join us today at Sunrise Family Credit Union and experience firsthand how we can help you manage your finances while being part of a caring community. Together, let's build a brighter financial future! For more information about membership eligibility or account opening options, please visit our website here.

Branch Location & Accessibility

Welcome to the Sunrise Family Credit Union, your friendly financial partner located at 404 S Euclid Ave in beautiful Bay City, Michigan. Nestled in the heart of Bay County, our branch is conveniently situated near local landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're visiting for personal banking or business services, we strive to provide a welcoming atmosphere that makes every visit enjoyable. While members can visit us at 404 S Euclid Ave, official correspondence should be sent to the same address as our mailing address is also 404 S Euclid Ave, Bay City, MI 48706-3206. We understand that accessibility is key, which is why our branch is equipped with features that accommodate all members. From convenient parking spaces to ADA-compliant entrances and ramps, we make sure everyone can access our services with ease. We know your time is valuable! Our lobby hours are designed to fit your busy schedule: we're open Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 5:30 PM, and even Saturday mornings from 9 AM to 1 PM. You can always reach us by phone at 989-684-1730 if you have questions or need assistance. At Sunrise Family Credit Union, we offer a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to help you navigate your financial journey. While we do not have an ATM on-site or drive-thru banking options available, our team is committed to providing exceptional service inside the branch. We invite you to come visit us at Sunrise Family Credit Union! Experience firsthand how we can help you achieve your financial goals. Whether you're looking for advice on loans or want to explore new account options, we're here for you. Stop by today or give us a call we look forward to serving you!

Member Eligibility

Welcome to the community at Sunrise Family! Becoming a member is easy and opens the door to a world of benefits designed just for you. If you live, work, or worship in Bay City or the surrounding areas, you're likely eligible to join us. We believe in creating a supportive environment where everyone can thrive financially. You can learn more about the specific eligibility requirements on our website at https://www.sunrisefamilycu.org/membership__133.html . Once you're ready to take the next step, opening an account is straightforward! Just visit our site for detailed instructions on how to get started at https://www.financial-net.com/sunrisefamilycu/lending/ . If you have any questions or need assistance, don't hesitate to reach out to us at (989) 684-1730. We're here to help you every step of the way as you join our family at Sunrise Family, located at 404 S Euclid Ave Bay City Mi 48706.

Business Banking & Commercial Services

Financing Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Empower

Imagine having a reliable partner to handle your payment processing efficiently. Our merchant services simplify transactions, allowing you to focus on what truly matters: running your business. You can accept payments easily, manage sales data effectively, and enhance customer satisfaction all from one platform. Located at 404 S Euclid Ave Bay City Mi 48706 in Bay City, MI, we're dedicated to helping you thrive. Reach out today at (989) 684-1730 or visit our website at Sunrise Family Credit Union to learn more about how we can support your business journey.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site at Sunrise Family, we ensure that cash withdrawal services remain accessible to meet your needs whenever necessary. We invite you to visit us at 404 S Euclid Ave Bay City Mi 48706 or give us a call at (989) 684-1730 to learn more about how these services can benefit you directly. At Sunrise Family Credit Union, we're not just about transactions; we're about relationships and helping our members achieve their financial goals!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options can make that dream a reality. With competitive rates and flexible terms, you'll be driving off in your new vehicle without the financial stress. Picture yourself cruising around town, knowing you made a smart choice with financing that fits your budget.

Business Banking

Entrepreneurs will find valuable resources in our Business Banking section. From Merchant Services that streamline transactions to Business Loans for growth opportunities, we are dedicated to helping local businesses thrive. Think about how having a reliable banking partner can enhance your business's financial health.

Credit Cards with Rewards

For those who love earning perks while spending, our Credit Cards with Rewards offer great benefits on everyday purchases. Imagine racking up points that can be redeemed for travel, cash back, or gift cards just by using your card wisely!

Mortgage Loans & Refinancing

If homeownership is on your horizon, our Mortgage Loans & Refinancing services provide the support you need. We guide you through the process so that securing a mortgage feels straightforward rather than overwhelming. Whether you're purchasing your first home or refinancing an existing loan for better rates, we're here to help.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking services allow you to manage all aspects of your accounts right from your smartphone or computer. Check balances, pay bills, and transfer funds quickly and securely no more waiting in line!

Personal Banking

Whether you're looking to save for a dream vacation or manage day-to-day expenses, our Personal Banking services have got you covered. We offer Checking & Savings Accounts designed to fit various lifestyles. Imagine having an account that offers easy online access, allowing you to check balances or transfer funds anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. These loans can give you the breathing room needed during tough times. Consider how consolidating debt into one manageable payment can simplify your monthly budgeting and help reduce overall interest costs.

Digital & Online Banking

Easy Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.sunrisefamilycu.org/ , you can check your account balances, transfer funds, and pay bills whenever it suits you. No need to rush to the bank before closing time; everything is just a click away. Plus, our mobile application makes it even easier to manage your finances right from your smartphone.

Secure Transactions Made Simple

Safety is our priority. That's why we offer electronic signature authorization for important documents no more worrying about lost paperwork. You can also opt for e-statements, which not only help the environment but also keep your financial information secure and easily accessible.

Send Money with Ease

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple. You can quickly send cash directly from your account without any hassle. And if you prefer using mobile payments, we've got you covered there too, allowing you to make purchases with just a tap of your phone. At Sunrise Family, we're committed to providing our members with user-friendly features that enhance their banking experience. With these tools at your fingertips, managing your money has never been easier! Visit us today to learn more about how our digital banking services can work for you.

Financial Strength

A Solid Foundation

With a net worth of $12,587,566, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust foundation is further illustrated by our net worth ratio of $941, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

With total share accounts reaching 18,906, we show a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, demonstrating our capability to foster your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Sunrise Family is your trusted partner. Visit us at 404 S Euclid Ave Bay City Mi 48706 or call (989) 684-1730 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $12,448,650 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident in our $993 in used auto loans and $47,040,101 in total loans and leases.

Member-Centric Savings

Your savings are secure with us. We have $12,290,919 in share certificates and $6,315,550 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $79,179 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 29 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,635,219 in used vehicle loans and $4,014,046 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make financing your vehicle straightforward and stress-free.

Conclusion

At Sunrise Family located at 404 S Euclid Ave Bay City Mi 48706, we prioritize your financial well-being. If you're considering any of our loan products or need guidance on refinancing options and eligibility criteria, don't hesitate to reach out at (989) 684-1730. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Credit Lines

Our credit lines are designed to give you flexibility when you need it most. With a total available amount of $20,928,853, this product allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,614,687, make buying or refinancing simple. We focus on providing clear information about eligibility and refinancing options so you can make informed decisions about your home financing.

Unsecured Credit Card Loans

Managing finances effectively is crucial in today's world. We offer flexible terms on unsecured credit card loans, with a total of $3,081,811 in loans helping members manage their finances effectively. This option can be particularly useful for unexpected expenses or consolidating debt.

Loan Aggregator

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SUNRISE FAMILY CREDIT UNION - Bay City, MI