UNITED FINANCIAL CREDIT UNION

Welcome to United Financial, your trusted partner in financial well-being since 1964. Located at 6354 Westside Saginaw Rd, Bay City, MI 48706, we pride ourselves on being a member-focused credit union that puts your needs first. With over 22,179 members and a robust financial foundation boasting total assets of $316,672,459, we are dedicated to serving our community with integrity and transparency. At United Financial, we believe in building lasting relationships with our members. Our commitment is reflected in our diverse range of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your unique financial goals. Our team, led by CEO Barbara Appold and Board President Edward Ulmer, consists of 78 passionate employees ready to assist you every step of the way. While you can visit us directly at our Bay City branch for all your banking needs, official correspondence should be sent to the same address: 6354 Westside Saginaw Road, Bay City, MI 48706. We understand the importance of convenience; that's why we offer online and mobile banking options for your ease. With a total deposit figure reaching $11,313,917 and an impressive loan portfolio of 9,819 loans and leases, we are equipped to help you achieve your financial aspirations. Plus, with a net worth of $34,338,598 and cash in hand totaling $2,653,587, you can trust that your money is in safe hands. Join us today and discover how United Financial can help secure your future. Feel free to reach out at (989) 777-3620 or visit our website at unitedfinancialcu.org for more information. Let's work together towards your financial success!

At United Financial, we take pride in our rich legacy of service and commitment to the community. Established in 1964, our branch has grown alongside the Bay City community, fostering financial wellness and providing essential banking services for nearly six decades. Located at 6354 Westside Saginaw Rd, Bay City, MI 48706, our branch is not just a financial institution; it's a place where relationships are built, and dreams are realized. From humble beginnings, United Financial has evolved significantly over the years. Today, we proudly serve 22,179 members and manage total assets of approximately $316,672,459. Our journey reflects our dedication to providing accessible financial solutions tailored to the needs of our members. With innovations like online banking and mobile applications, we ensure that our members can manage their finances conveniently and securely. Our mission goes beyond offering competitive rates on loans and savings accounts. At United Financial, we strive to empower our members through education and support while fostering a sense of community. We believe that when individuals thrive financially, so does the entire community. This philosophy drives us to engage in local outreach programs and partnerships that uplift those around us. While you can visit us at our branch address for personal assistance or utilize our drive-thru services for quick transactions, official correspondence should be sent to 6354 Westside Saginaw Road, Bay City, MI 48706 if different from the branch address. Our operating hours are Monday through Friday from 9:00 am to 5:00 pm. Feel free to reach out at 989-777-3620 for any inquiries or assistance. We also prioritize accessibility with features like ATM availability and ADA compliance. Our commitment to excellent service means that whether you need help with personal banking or business loans, we are here for you every step of the way. Join us at United Financial and experience firsthand how we blend tradition with innovation to serve your financial needs better. Together, let's build a brighter future for you and your family!

At United Financial, we believe that becoming a member is about joining a community that truly cares about your financial well-being. If you're looking to be part of something special, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in our local area. This means if you're in the Bay City region, you can easily qualify! We take pride in offering our members a variety of advantages like competitive rates on loans and savings accounts, personalized service, and access to online and mobile banking for convenience. Getting started is simple! Just visit our eligibility page at https://unitedfinancialcu.symapp.jhahosted.com/ ?application_type=membership to learn more about the specific criteria and see how easy it is to join us. Once you're ready to take the next step, check out our account opening process at https://www.unitedfinancialcu.org/apply-for-a-loan/ . If you have any questions or need assistance, don't hesitate to give us a call at (989) 777-3620. We're here to help you every step of the way!