Vehicle Loans in Royal Oak, MI

Looking for the best auto loan rates in Royal Oak, MI? Compare offers from local lenders who know our community and offer competitive rates for new and used cars. It’s simple to find a deal that fits your budget and gets you behind the wheel faster.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-11

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Eastrise s auto loans with APRs ranging from 4.6% to 6.35% , which are unchanged from 7 and 30 days ago and down from 30 and 60 days ago. Recreational loans have rates between 5.75% and 7.95% , showing no change from a week ago. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has vehicle loan rates for Auto loans ranging from 4.74% to 6.49% APR and Other loans from 5.49% to 7.74% APR. Unchanged over the past 7 or 30 days. Recreational loan rates also remain steady, with a range of 4.74% to 10.49% APR. Affinity has auto loan rates ranging from 4.94% to 7.8% APR today. These rates are down from 7 and 30 days ago, when the range was 4.94% to 9.26% . Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than 30 days ago.

Genisys s auto loans with APRs ranging from 4.99% to 6.99% today. These rates are unchanged from 7 and 30 days ago and have gone down since 30, 60, and 90 days ago. Digital has auto loan rates ranging from 4.99% to 10.74% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.25% and 11.35% APR, holding steady from 7 and 30 days but down from 60 days ago. Recreational loan rates run from 8.99% to 11.35% APR and have also decreased since 60 days ago.

Honor has auto loan rates ranging from 4.99% to 7.94% APR today, with no change from 7 days ago but down from 30 days ago. Other loan rates are between 8.34% and 10.34% APR, which is up compared to 7 days ago. Credit Union One has auto loan rates ranging from 5.05% to 9.12% APR and motorcycle loans from 6.99% to 7.24% APR. Unchanged in the past 7 or 30 days. Other loan types also hold steady with rates between 6.99% and 7.99% APR. Wings Financial s auto loans with APRs ranging from 5.13% to 8.49% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.5% and 8.25% , which have also stayed the same over the past month.

🏦 All Local Lenders in Royal Oak, MI

Lender NameBranch AddressOffice ServicesLender Snapshot
MICHIGAN EDUCATIONAL CREDIT UNION
1903 ROCHESTER RD ROYAL OAK MI 48073
P2P
E-Statements
E-Signature
Assets: $1,010,674,335
Deposits: $84,433,289
Net Worth: $121,908,341
Employees: 89
Members: 48,745
OUR CREDIT UNION
3070 NORMANDY RD ROYAL OAK MI 48073
ATM
Drive-Thru
P2P
E-Statements
Assets: $360,260,309
Deposits: $64,114,658
Net Worth: $34,339,692
Employees: 84.0
Members: 23,513
MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
31805 WOODWARD AVE ROYAL OAK MI 48073
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $3,804,369,436
Deposits: $40,804,012
Net Worth: $456,882,719
Employees: 455
Members: 152,072
CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION
30606 WOODWARD AVE ROYAL OAK MI 48073
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $410,554,567
Deposits: $25,238,202
Net Worth: $51,911,056
Employees: 91
Members: 24,424

🏘️ All the Lenders Available in Oakland County, MI

✅MICHIGAN UNITED CREDIT UNION
✅DFCU FINANCIAL CREDIT UNION
✅TI CREDIT UNION
✅DIVERSIFIED MEMBERS CREDIT UNION
✅CONSTRUCTION FEDERAL CREDIT UNION
✅PEOPLE DRIVEN CREDIT UNION
✅EASTRISE FEDERAL CREDIT UNION
✅MICHIGAN FIRST CREDIT UNION
✅OUR CREDIT UNION
✅COMMUNITY CHOICE 64880 CREDIT UNION
✅GENISYS CREDIT UNION
✅ZEAL CREDIT UNION
✅SOUTHEAST MICHIGAN STATE EMPLOYEES FEDERAL CREDIT UNION
✅MICHIGAN EDUCATIONAL CREDIT UNION
✅MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION
✅CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION
✅MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
✅VIBE CREDIT UNION
✅CREDIT UNION ONE CREDIT UNION
✅POLISHAMERICAN CREDIT UNION
✅CHIEF FINANCIAL FEDERAL CREDIT UNION
✅ALLIANCE CATHOLIC CREDIT UNION
✅INTOUCH CREDIT UNION
✅BERKELEY COMMUNITY FEDERAL CREDIT UNION
✅RAILWAY EMPLOYEES CREDIT UNION
✅LAKE MICHIGAN CREDIT UNION
✅VALLEY 64169 CREDIT UNION
✅WALLED LAKE SCHOOLS FEDERAL CREDIT UNION
✅HOME FEDERAL CREDIT UNION
✅PUBLIC SERVICE 60683 CREDIT UNION
✅SELFRELIANCE FEDERAL CREDIT UNION
✅CHIROPRACTIC FEDERAL CREDIT UNION
✅SECURITY CREDIT UNION
✅PARDA FEDERAL CREDIT UNION
✅LAKE TRUST CREDIT UNION
✅WESTACRES CREDIT UNION
✅PEOPLES ADVANTAGE FEDERAL CREDIT UNION
✅MICHIGAN LEGACY CREDIT UNION
✅DORT FINANCIAL CREDIT UNION
✅LOC CREDIT UNION
✅CHRISTIAN FINANCIAL CREDIT UNION
✅COMMUNITY FINANCIAL CREDIT UNION

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