MICHIGAN SCHOOLS AND GOVERNMENT CREDIT UNION - Royal Oak, MI

Welcome to Michigan Schools And Government, located at 31805 Woodward Ave, Royal Oak, MI 48073. With a proud history since 1954, we are dedicated to serving our community and providing financial solutions tailored to your needs. As part of the Michigan Schools And Government family, we proudly support over 152,000 members with a commitment to excellence in personal and business banking. At our Royal Oak branch, you'll find a friendly team ready to assist you with a range of services, including auto loans, mortgage financing, credit cards with rewards, and more. Our total assets stand at an impressive $3,804,369,436, reflecting our stability and trustworthiness in the financial landscape. We manage over $40,804,012 in deposits for our members while maintaining a net worth of $456,882,719, ensuring your funds are safe and sound. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: 40400 Garfield Road, Clinton Township, MI 48038. We encourage you to reach out via phone at 586-263-8800 or explore our website at msgcu.org for more information about our services. Under the leadership of CEO Steve Brewer and Board President Douglas Smith, we are dedicated to making a positive impact in the community. Whether you need assistance with your personal finances or are looking for business banking solutions, we invite you to experience the difference that a member-focused credit union can make. Join us today and let's work together towards achieving your financial goals!

Welcome to Michigan Schools And Government, a credit union that has proudly served the Royal Oak community since 1954. Located at 31805 Woodward Ave, Royal Oak, MI 48073, we have been a cornerstone of financial support for our members, growing alongside them over the decades. With a strong focus on member satisfaction and community involvement, we have cultivated a rich legacy that reflects our commitment to helping individuals and families achieve their financial goals. Over the years, Michigan Schools And Government has evolved from a small local institution into a thriving credit union with a total membership of 152,072 and total assets amounting to an impressive $3,804,369,436. This growth is not just a reflection of our financial success but also of our dedication to providing quality services tailored to meet the diverse needs of our members. Our journey has been marked by numerous milestones, including the introduction of advanced banking technologies and services aimed at enhancing member experience. At Michigan Schools And Government, our mission is clear: we aim to empower our members through accessible financial services while fostering community support. We believe in putting people first offering everything from checking and savings accounts to auto loans and mortgage refinancing. Our goal is to not only provide excellent financial products but also to contribute positively to the communities we serve through various outreach initiatives. Our branch operates during convenient hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. We also offer ATM availability and drive-thru banking for added convenience. While members can visit us at our Royal Oak address, official correspondence should be sent to 40400 Garfield Road, Clinton Township, MI 48038 if different from our branch address. As part of our commitment to accessibility and innovation, we ensure that all members can take advantage of digital banking features such as online banking and mobile payments. We are also proud of our partnerships with local organizations that allow us to give back meaningfully through community service efforts. If you're looking for a financial partner that truly cares about you and your future, consider joining Michigan Schools And Government today. Experience the difference that comes with being part of a credit union that prioritizes its members above all else. Visit us or call us at 586-263-8800 to learn more about how we can assist you on your financial journey!

At Michigan Schools And Government, we believe that becoming a member means joining a close-knit community where everyone supports each other. If you're looking to join us at our Royal Oak location, located at 31805 Woodward Ave Royal Oak Mi 48073, you might be happy to know that eligibility is quite straightforward! Generally, anyone who lives, works, or attends school in Michigan can become a member. This includes family members of current members too! To learn more about the specific eligibility criteria, feel free to check out this resource: http://www.msgcu.org/michigan-credit-union-membership . Joining Michigan Schools And Government not only gives you access to a range of financial services but also opens the door to personalized support and community-focused banking. Plus, the account opening process is simple and user-friendly just visit http://www.msgcu.org/apply-for-a-michigan-loan to get started! If you have any questions or need assistance along the way, don't hesitate to give us a call at (586) 263-8800. We're excited to welcome you into our family!

At Michigan Schools And Government, we understand that your time is valuable. That's why we offer a range of digital and online banking services designed to provide you with convenience and security, right at your fingertips. With our commitment to keeping your financial information safe, you can manage your accounts anytime, anywhere. One of the highlights of our services is our 24/7 online banking feature, which allows you to check balances, pay bills, and transfer funds whenever it suits you. Simply visit us at https://www.msgcu.org/ to access your account securely. We also offer e-statements, so you can go paperless and view your monthly statements online. This not only helps the environment but also makes it easy for you to keep track of your finances. If you're always on the go, our mobile application is perfect for you! You can make mobile payments directly from your phone, ensuring that paying for everyday purchases is fast and hassle-free. Plus, our person-to-person transfer feature lets you send money to friends and family quickly no need for cash or checks! For added flexibility, we provide electronic signature authorization, making it easier than ever to sign documents digitally without the need to visit a branch. All these features are designed with you in mind, offering a user-friendly experience that fits into your busy lifestyle. With Michigan Schools And Government, managing your finances has never been easier or more secure. Join us today and take advantage of our innovative digital banking solutions!

At Michigan Schools And Government, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to be a trusted partner in your financial journey, ensuring that you feel confident in our strength and reliability. With a net worth of $456,882,719, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,201 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,459,862,916 in share certificates and $940,716,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is reflected in our $427,013,184 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $42,923 in used auto loans and $3,276,657,477 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our robust performance is further highlighted by our $29,869,535, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 435 full-time employees and 20 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,089,821. Total Share and Deposit Accounts: 341,160, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Schools And Government is your trusted partner. Visit us at 31805 Woodward Ave Royal Oak Mi 48073 or call (586) 263-8800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.