CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION

Welcome to Cornerstone Community Financial, your trusted financial partner located at 30606 Woodward Ave, Royal Oak, MI 48073. Established in 1951, we have proudly served our community for over seven decades. With a commitment to providing exceptional service and fostering financial well-being, we currently serve 24,424 members and manage total assets of $410,554,567. At Cornerstone Community Financial, we understand the unique needs of our members. Whether you're looking for personal banking solutions like checking and savings accounts or more specialized services such as auto loans and business financing, we've got you covered. Our diverse range of offerings is designed with your financial goals in mind. Led by our dedicated CEO, Heidi Kassab, and Board President, Leo Moses, our team of 91 employees is here to ensure you receive personalized service every step of the way. We take pride in our robust financial health, highlighted by total deposits of $25,238,202 and a net worth of $51,911,056. Additionally, we maintain a cash reserve of $2,205,646, allowing us to meet the needs of our members effectively. While you can visit us at our branch for all your banking needs, remember that official correspondence should be sent to the same address above. Our doors are open Monday through Friday from 9 AM to 5 PM, with extended drive-thru hours available until 6 PM on Fridays and Saturday hours from 9 AM to 1 PM. We invite you to explore how Cornerstone Community Financial can assist you in achieving your financial aspirations. For any inquiries or assistance, feel free to reach out to us at 248-549-3200. Join us in strengthening our community because together we can build a brighter financial future! Visit our website at ccfinancial.com to learn more about our services or begin your membership today!

Welcome to Cornerstone Community Financial, where our legacy of serving the Royal Oak community began in 1951. Since our inception, we've dedicated ourselves to providing financial solutions that empower individuals and businesses alike. Nestled at 30606 Woodward Ave, Royal Oak, MI 48073, our branch has been a cornerstone for many families and local enterprises, helping them achieve their financial goals. Over the years, we have grown significantly. From our humble beginnings, we have expanded our reach and services to now support over 24,424 members and manage total assets amounting to $410,554,567. Our commitment to excellence in service has allowed us to build lasting relationships within the community while continuously adapting to meet the evolving needs of our members. At Cornerstone Community Financial, our mission is clear: we strive to provide accessible and personalized financial services that foster growth and stability for our members. We believe that everyone deserves a chance to thrive financially, and we take pride in offering an array of services including checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. Our focus extends beyond just transactions; we are committed to supporting local initiatives that enrich our community. While members can visit us at our branch location on Woodward Avenue for in-person assistance or utilize our drive-thru services during lobby hours (Monday through Friday from 9 AM to 5 PM), we also recognize the importance of convenience in today's fast-paced world. That's why we offer robust online banking options including mobile payments and person-to-person transfers to ensure you can manage your finances anytime, anywhere. We are not just about numbers; we actively engage with the community through partnerships and outreach efforts that align with our mission. As an ADA-compliant institution with shared service center availability, we make it easier for everyone to access the financial services they need. If you're looking for a financial partner who understands your needs and is committed to your success, consider joining Cornerstone Community Financial. Experience firsthand how we can help pave your path to financial well-being. For inquiries or assistance, don't hesitate to call us at 248-549-3200 or visit our website at ccfinancial.com. Together, let's build a brighter financial future!

At Cornerstone Community Financial, we believe in creating a welcoming community where everyone can thrive. Becoming a member is simple and opens the door to a world of financial opportunities tailored just for you. If you're a resident of Michigan or work in certain counties, you may already qualify for membership! We also welcome family members of existing members, ensuring that our benefits can extend to your loved ones as well. To find out more about specific eligibility requirements, feel free to check out our detailed information at https://www.ccfinancial.com/assets/files/mw2rr2nn . Once you know you're eligible, opening an account is a breeze! You can start your journey with us online by visiting https://accounts.ccfinancial.com/enroll . Our friendly team is here to help every step of the way, so if you have any questions or need assistance, don't hesitate to give us a call at (248) 549-3200. Join us at Cornerstone Community Financial located at 30606 Woodward Ave Royal Oak Mi 48073, and take advantage of all the fantastic services we offer to our members!

At Cornerstone Community Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which showcases our commitment to serving you with confidence. With a net worth of $51,911,056, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.76% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $66,006,091 in share certificates and $73,384,639 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $27,708,968, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $44,402,888 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is evident with $7,083 in used auto loans and a total of $349,528,459 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $323,784, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 50,364, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cornerstone Community Financial is your trusted partner. Visit us at 30606 Woodward Ave Royal Oak Mi 48073 or call 248-549-3200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.