Vehicle Loans in Charlotte, NC

Finding the lowest car loan rates in Charlotte, NC just got easier. Compare offers from top local credit unions to secure flexible terms and great rates tailored to your budget.

Today’s Vehicle Loan Rates & Analysis - Updated on 2025-OCT-10

Credit Union Loan Rates - Trends & Analysis:

Baxter has auto loan rates ranging from 3.49% to 7.54% APR today. These rates are unchanged from 7 and 30 days ago but are down from 30 and 60 days ago. Delta Community vehicle loans range from 3.79% to 16.09% for auto loans and 3.79% to 17.49% for other loans. Rates are unchanged from 7 and 30 days ago but are down compared to 60 and 90 days ago for both loan types. Consumers Credit Union’s auto loan rates range from 3.99% to 6.44% APR today. Unchanged compared to 7 and 30 days ago.

American Airlines has auto loan rates ranging from 3.99% to 5.24% APR with no change in the past 7 or 30 days. Other loan rates are between 6.74% and 6.99% APR, also showing no change over the same periods. Skyla has auto loan rates ranging from 4.25% to 6.5% APR today, which is up from 7 days ago but down from 30 days ago. Recreational loan rates are between 6.75% and 7.75% APR and have gone down compared to 7 days ago. First Flight has auto loans with APRs ranging from 4.35% to 5.07% and motorcycle loans from 4.94% to 5.31% . These rates show no change from seven days ago. Other loan types have higher APRs, ranging from 6.24% to 8.61% , also with no recent change.

State Employees' vehicle loans have an APR range from 4.5% to 10.25% today. This rate is down from 7 and 30 days ago, where the range was 4.75% to 10.25% . The credit union s auto loans with these terms. Truliant s auto loans with APRs ranging from 4.64% to 18% , which have stayed the same compared to 7 and 30 days ago. Motorcycle loans have rates between 10.49% and 18% , showing no change over the past 7 and 30 days. Northrop Grumman Auto loan rates range from 4.74% to 6.19% APR today. These rates are the same as 7 days ago, but down from 30 and 60 days ago. The 90–day rates were higher than today’s range.

Affinity Plus has auto loan rates ranging from 4.74% to 6.49% APR and other loan rates between 5.49% and 7.74% APR. Unchanged in the past 7 or 30 days. Recreational loan rates also remain steady, ranging from 4.74% to 10.49% APR. Affinity vehicle loans have an APR range from 4.94% to 7.8% today. The rates for auto loans have gone down compared to 7 and 30 days ago. Connexus s auto loans with APRs ranging from 4.99% to 6.74% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational loan rates range from 6.99% to 10.24% , also steady compared to 7 days ago and lower than a month ago.

Digital has auto loan rates ranging from 4.99% to 10.74% APR with no change in the past 7 or 30 days. Motorcycle loans are between 6.25% and 11.35% , down from 7.25% at 60 and 90 days ago. Recreational loan rates range from 8.99% to 11.35% , also down compared to 60 and 90 days ago. Langley has auto loan rates ranging from 4.99% to 6.49% APR, with no change over the past 7 and 30 days. Other loan rates are between 7.49% and 8.49% APR, showing no change from 7 days ago but down from 90 days ago.

🏦 All Local Lenders in Charlotte, NC

Lender NameBranch AddressOffice ServicesLender Snapshot
CAROLINAS TELCO FEDERAL CREDIT UNION
3921 TUCKASEEGEE RD CHARLOTTE NC 28208
Drive-Thru
E-Statements
E-Signature
Assets: $513,274,814
Deposits: $44,685,403
Net Worth: $74,040,871
Employees: 93.0
Members: 32,491
AMERICAN AIRLINES FEDERAL CREDIT UNION
5501 JOSH BIRMINGHAM PKWY CHARLOTTE NC 28208
ATM
P2P
E-Statements
E-Signature
Assets: $9,008,942,932
Deposits: $868,086,545
Net Worth: $987,579,629
Employees: 787
Members: 368,129
AMERICAN AIRLINES FEDERAL CREDIT UNION
4800 HANGAR RD CHARLOTTE NC 28208
ATM
P2P
E-Statements
E-Signature
Assets: $9,008,942,932
Deposits: $868,086,545
Net Worth: $987,579,629
Employees: 787
Members: 368,129
SKYLA FEDERAL CREDIT UNION
2732 ASHLEY RD CHARLOTTE NC 28208
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $1,561,839,642
Deposits: $160,963,222
Net Worth: $148,055,249
Employees: 288
Members: 103,354
SKYLA FEDERAL CREDIT UNION
5301 WILKINSON BLVD CHARLOTTE NC 28208
ATM
P2P
E-Statements
E-Signature
Assets: $1,561,839,642
Deposits: $160,963,222
Net Worth: $148,055,249
Employees: 288
Members: 103,354
PIEDMONT ADVANTAGE CREDIT UNION CREDIT UNION
2830 BOYER ST CHARLOTTE NC 28208
ATM
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $391,164,905
Deposits: $26,741,402
Net Worth: $32,815,700
Employees: 93
Members: 30,487
NOVA CREDIT UNION
3601 MULBERRY CHURCH RD CHARLOTTE NC 28208
Drive-Thru
P2P
E-Statements
E-Signature
Assets: $121,798,098
Deposits: $6,293,489
Net Worth: $20,260,804
Employees: 49.0
Members: 11,026
STATE EMPLOYEES' CREDIT UNION
4720 AIRPORT CENTER PKWY CHARLOTTE NC 28208
ATM
Drive-Thru
E-Statements
E-Signature
Assets: $57,229,286,839
Deposits: $7,866,265,767
Net Worth: $5,446,832,560
Employees: 8258
Members: 2,847,943

🏘️ All the Lenders Available in Mecklenburg County, NC

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