PIEDMONT ADVANTAGE CREDIT UNION

Welcome to Piedmont Advantage Credit Union, your trusted partner in financial wellness since 1949. Located at 2830 Boyer St, Charlotte, NC 28208, we proudly serve our community with a commitment to helping you achieve your financial goals. With over 30,487 members and total assets reaching an impressive $391,164,905, we are dedicated to offering a wide range of financial services tailored to meet the unique needs of our members. At Piedmont Advantage, we understand that banking is more than just transactions; it's about building relationships. That's why our experienced team, led by CEO Dion Williams and Board President Tom Mekis, is here to provide personalized service that makes you feel valued. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we have the solutions you need. While members can visit us at our branch location for in-person assistance, official correspondence should be sent to the same address: 2830 Boyer St, Charlotte, NC 28208. We also offer convenient online and mobile banking services, so managing your finances is easy and accessible anytime, anywhere. With total deposits of $26,741,402 and a net worth of $32,815,700, we're well-positioned to support your financial journey. Our dedicated staff of 93 employees is ready to assist you with any questions or concerns you may have. If you're looking for a credit union that values community impact and member satisfaction above all else, you've come to the right place. Don't hesitate to reach out! Call us at 800-433-7228 or visit our website at www.pacu.com to learn more about how we can help you thrive financially.

At Piedmont Advantage Credit Union, we believe that everyone deserves a chance to be part of a welcoming and supportive community. Becoming a member is easy and open to many! If you live, work, or worship in the area around 2830 Boyer St Charlotte Nc 28208, you're likely eligible to join us. We also welcome immediate family members of existing members, making it simple to share the benefits of our credit union with your loved ones. For specific details about eligibility criteria, feel free to check out our resource at http://www.pacu.com/about-us/inside-pacu/membership-matters/ . Joining Piedmont Advantage Credit Union not only gives you access to a variety of financial services tailored for your needs, but it also connects you to a community that cares. When you're ready to open an account, just visit us online at https://online.pacu.com/auth/enrollment or give us a call at (800) 433-7228. We look forward to having you as part of our family!

At Piedmont Advantage Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong financial foundation, which allows us to provide exceptional services and support to our community. With a net worth of $32,815,700, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $53,602,004 in share certificates and $51,047,890 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $31,699,163 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $3,845 in used auto loans and $260,050,407 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 90 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $10,909,781. Total Share and Deposit Accounts: 57,140, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Piedmont Advantage Credit Union is your trusted partner. Visit us at 2830 Boyer St Charlotte Nc 28208 or call (800) 433-7228 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

At Piedmont Advantage Credit Union, we understand that financial needs vary from person to person. That's why we offer a wide range of loan products tailored to help you achieve your goals, whether you're looking to buy a car, purchase a home, or manage everyday expenses. With over 9,884 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among members. If you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry, with over $63,688,482 in used vehicle loans and $29,925,935 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $20,129,889, make buying or refinancing simple. We're here to support you every step of the way. For those who may need additional flexibility in managing their finances, we also provide unsecured credit card loans. Currently, we have a total of $0 in unsecured credit card loans available. This means you can benefit from flexible terms designed to help you stay on top of your budget without added stress. If you're interested in refinancing or want to know more about eligibility options for any of our loan products, don't hesitate to reach out. You can contact us at 800-433-7228 or visit us at our branch located at 2830 Boyer St Charlotte Nc 28208. When it comes to financing your dreams and aspirations, Piedmont Advantage Credit Union is here to help. Explore our various loan offerings today and find the best fit for your financial journey. For performance insights and financial data regarding our services, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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