Skyla Credit Union Charlotte NC | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Skyla your trusted partner in financial wellness! Located at 2732 Ashley Rd, Charlotte, NC 28208, our branch has been a vital part of the community since 1962, dedicated to serving our 103,354 members with personalized financial solutions. With total assets exceeding $1.56 billion, we take pride in offering robust services that cater to your needs, whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing. At Skyla, we believe in building strong relationships with our members. Our experienced team, led by CEO Eric Gelly and Board President Adrienne Dellinger, is committed to providing exceptional service tailored to each individual's financial journey. While you can visit us at our Ashley Road location for face-to-face interactions, please note that official correspondence should be directed to our mailing address at 3700 South Blvd, Suite 400, Charlotte, NC 28209. Our branch is more than just a financial institution; it's a community hub where people come together to achieve their financial goals. With a solid net worth of $148,055,249 and total deposits reaching $160,963,222, we are well-equipped to support your aspirations while ensuring your funds are secure and accessible. We understand that life can be unpredictable. That's why we offer a variety of loan options over 54,547 loans and leases to help you navigate both planned and unexpected expenses. Whether you're purchasing a new car or consolidating debt, Skyla is here to guide you every step of the way. Ready to take control of your finances? Give us a call at 704-375-0183 or visit us today! Let's work together towards achieving your financial dreams at Skyla! For more information about our services and offerings, don't forget to check out our website at Skyla Credit Union.

Branch History & Mission

At Skyla, we are proud to celebrate our rich history and unwavering commitment to our community. Founded in 1962, our branch located at 2732 Ashley Rd, Charlotte, NC 28208 has grown alongside the vibrant city of Charlotte. With over 103,000 members trusting us with their financial needs and total assets exceeding $1.5 billion, we have established ourselves as a cornerstone of support for our community. Our mission is simple yet powerful: to provide exceptional financial services while fostering a strong sense of community. We believe that banking should be more than just transactions; it should be about building relationships and empowering individuals to achieve their financial goals. Through personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we strive to meet the diverse needs of our members. While you can visit us at our main location on Ashley Road, official correspondence can be sent to 3700 South Blvd, Suite 400, Charlotte, NC 28209. Our branch operates from Monday to Thursday from 9 AM to 5 PM and on Fridays until 6 PM, ensuring that we are here for you when you need us most. For added convenience, we also offer ATM access and drive-thru banking services. Over the years, we've embraced digital advancements to enhance your experience with us. Our online and mobile banking platforms allow you to manage your finances easily from anywhere. We take pride in being ADA compliant and customer-centric in all our initiatives. Skyla is not just about banking; it's about giving back. We actively engage in partnerships and community outreach efforts that make a real difference in the lives of our members. By supporting local events and organizations, we aim to strengthen the fabric of our community. Join us at Skyla and experience a different kind of banking one where you are valued as more than just a number. Together, let's build a brighter financial future for everyone in Charlotte. If you're ready to take the next step or learn more about membership opportunities, visit us online or call us at 704-375-0183 today!

Branch Location & Accessibility

Drive-Thru Convenience

For those days when you're on the go, we also provide a drive-thru banking option. This allows you to handle deposits, withdrawals, and simple transactions without ever leaving your car. It's just one more way we strive to make banking as convenient as possible for you.

Easy Access and Parking

Parking at our location is hassle-free, so you can stop by without worrying about finding a spot. We are dedicated to ensuring everyone can access our services comfortably; our branch is fully ADA compliant, featuring ramps and accessible entrances for all members of the community.

Operating Hours That Fit Your Schedule

We know that life can get busy, which is why we offer flexible hours to accommodate your needs. Our lobby is open from Monday to Thursday from 9 AM to 5 PM and on Friday until 6 PM. Need assistance outside of these hours? Don't worry! You can take advantage of our ATM services available on-site for quick cash withdrawals and balance checks.

We're Here for You

If you have questions or need assistance with any of our services from personal banking options like checking and savings accounts to auto loans and credit cards feel free to reach out. Give us a call at 704-375-0183 or stop by during our operating hours. While members can visit us at 2732 Ashley Rd, official correspondence should be sent to 3700 South Blvd, Suite 400, Charlotte, NC 28209. We look forward to welcoming you at Skyla! Your financial well-being is our priority, so come in today and see how we can help you achieve your goals.

Member Eligibility

Becoming a member of Skyla feels like joining a warm, welcoming family where your financial needs are truly understood. If you're looking to become part of our community, we're excited to share that eligibility is open to those who live, work, worship, or attend school in the Charlotte area. It's all about connecting with the people around us and supporting one another. We believe that everyone deserves access to great financial services tailored just for them. You can explore more about the specific eligibility criteria by visiting https://www.skylacu.com/about-skyla/overview#eligibility, which offers detailed information on how you can join our vibrant membership. Opening an account is straightforward and hassle-free! Simply head over to our account opening page at https://www.skylacu.com/enroll, where you'll find easy steps to get started. If you have any questions or need assistance, feel free to give us a call at (704) 375-0183. We're here to help you every step of the way as you take this exciting step towards better banking with Skyla at 2732 Ashley Rd Charlotte Nc 28208!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, our merchant services are designed to simplify transactions and enhance customer experiences. Imagine having a reliable partner that provides everything from payment processing to easy online banking solutions all tailored for your unique business needs. At Skyla, we take pride in being a supportive ally in your business journey. Located at 2732 Ashley Rd Charlotte Nc 28208 in Charlotte, NC, we invite you to visit us or give us a call at (704) 375-0183. Let's work together to fuel your success!

Tailored Loan Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $300 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $246,716,185, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Skyla, we pride ourselves on being accessible to all members. Whether it's deposits, withdrawals, or simple transactions through our drive-thru service or basic ATM access for balance checks and withdrawals, we're here to make banking easy and efficient. If you have questions or want more information about any of our services, please don't hesitate to reach out! You can contact us at (704) 375-0183 or visit us online at Ashley. Join us today and discover how we can help you achieve financial success!

Business Banking

For our business members, we provide tailored solutions through our Business Banking services, which include merchant services and business loans. We know how vital it is for small businesses to thrive, and we are committed to helping entrepreneurs succeed with the financial support they need.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking options that allow you to manage your accounts from anywhere at any time. Need cash? Our ATM & Cash Withdrawal Services ensure you're never far from accessing your funds. Plus, basic drive-thru banking allows for quick transactions without leaving your car.

Loans and Financing

Need a new car? With our Auto Loans & Vehicle Financing, we offer competitive rates to help you drive away in the vehicle of your dreams. Or perhaps you're considering a new home? Our Mortgage Loans & Refinancing options make the process smooth and straightforward, ensuring you find the right mortgage that fits your budget. If you're facing debt, our Personal Loans & Debt Consolidation services can help simplify your payments into one manageable monthly bill.

Personal Banking

We understand that managing your finances is essential to achieving your goals. Our Personal Banking services include checking and savings accounts that allow you to easily access and grow your funds. Imagine having a safe place for your money while earning interest on it our accounts are designed just for that. Plus, our Credit Cards with Rewards let you earn points on everyday purchases, making each transaction work harder for you.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe in empowering our members with real-time account management tools that fit into their busy lives. With features like these at Skyla, managing your finances has never been easier or more secure. Whether you're at home or on the go, we've got you covered with all the digital banking solutions you need!

Key Features

Our members enjoy the flexibility of E-Statements, which means you can view your account statements online without the clutter of paper. Plus, if you're on the go, our Mobile Application gives you instant access to all your banking needs right from your smartphone. You can even make Mobile Payments, making transactions simpler than ever. Need to send money to a friend? Our Person-to-Person Transfers feature allows you to quickly and securely send funds directly from your account. And for those times when you need to sign documents, we provide Electronic Signature Authorization, making paperwork easier and faster.

Financial Strength

At Skyla, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your savings and loans. With a net worth of $148,055,249, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base is reinforced by our net worth ratio of $946, which demonstrates a robust capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $429,057,394 in share certificates and $229,724,663 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $24,124,850, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to our members also reflects in our $87,327,100 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $12,449 in used auto loans and $1,245,374,936 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our $1,774,765 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 284 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $37,415. Total Share Accounts: 204,139, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Skyla is your trusted partner. Visit us at 2732 Ashley Rd Charlotte Nc 28208 or call (704) 375-0183 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $182,832,967 in used vehicle loans and $114,913,120 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options can make it easier for you.

Credit Lines and Unsecured Loans

For those looking for flexibility in their finances, we offer credit lines totaling $342,093,999. This can be an excellent choice for managing unexpected expenses or funding projects. Additionally, we have flexible terms on unsecured credit card loans, with a total of $64,630,077 in loans helping members manage their finances effectively. Our commitment to providing accessible financial services is evident through our diverse loan offerings. If you're interested in learning more about eligibility requirements or how to apply for any of these loans, visit us at Skyla. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Reach out to us at 704-375-0183 or visit us at 2732 Ashley Rd Charlotte Nc 28208. We're here to assist you in making sound financial decisions!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $179,612,127, make buying or refinancing simple. We also provide refinancing options to help you lower your monthly payments or access cash from your home's equity.

Loan Aggregator

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