Vehicle Loans in Modesto, CA

If you have excellent credit and live in Modesto, CA, now’s the perfect time to compare auto loan offers. Find competitive rates tailored for you and get behind the wheel faster without the hassle.

Local lenders in Modesto understand your needs and offer quick approvals plus friendly service. Take a moment to see how much you could save on your next vehicle loan right here in your community.

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Lender
APR
Term
Link
Info
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
∞
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
∞
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
∞
pacificservice
4.24 - 15.99 %
7 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
providentfcu
4.26 %
∞
alturacu
4.29 %
5 Yrs
∞
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian has auto loan rates ranging from 3.99% to 4.24% APR, with no change from 7 or 30 days ago. Motorcycle loans are at 5.24% APR, also showing no change over the same periods. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan rate is 4.26% APR today, with no change from 7, 30, or 60 days ago. The rate was slightly higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Modesto, CA

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🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
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✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

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Why compare Vehicle Loans in Modesto, CA on LendMesh

If you’re in Modesto, CA and seeking excellent credit auto loan rates, it pays to keep exploring your options on LendMesh. By comparing offers from multiple lenders, you increase your chances of finding better deals and more affordable rates that suit your budget. Take your time—there’s no rush—and use LendMesh to confidently navigate the best loan choices available near you.

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