Vehicle Loans in Merced, CA

Looking for the best vehicle loan interest rates in Merced, CA? Compare offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether new or used, your next car is closer than you think.

Start your journey with quick, easy approvals from lenders who understand Merced’s community. Save money and drive away happy with personalized service and rates designed to help you succeed.

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Lender
APR
Term
Link
Info
firstent
4.99 - 6.74 %
3 - 7 Yrs
sdccu
4.99 - 6.29 %
4 - 7 Yrs
1stunitedcu
4.99 - 6.19 %
6 Yrs
vccuonline
5.04 - 8.99 %
5 Yrs
nuvisionfederal
5.09 - 10.34 %
7 Yrs
lbsfcu
5.19 - 18 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
golden1
5.24 %
meriwest
5.24 - 7.59 %
1 - 7 Yrs
safe1
5.24 - 15.24 %
5.5 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. These rates are unchanged from 7 and 30 days ago but higher than they were 30, 60, and 90 days ago. San Diego County's auto loans with APRs ranging from 4.69% to 6.29% , which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 6.39% to 9.89% and have also seen no change in the last week. 1St United's auto loans with APRs ranging from 4.99% to 6.19% , which is up from the 7–and 30–day rates. Motorcycle loans have a fixed APR of 9.09% , showing no change over the past 90 days.

Ventura County's auto loans with rates from 5.04% to 8.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans range from 7.24% to 7.99% APR and remain steady compared to a week ago. Recreational loans have rates between 7% and 7.5% APR, showing no change in the last 7 days. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Lbs Financial's auto loans with APRs ranging from 4.74% to 18% , and motorcycle loans from 7.64% to 18% . Unchanged in the past 7 or 30 days. Recreational vehicle loans are also available with APRs between 7.45% and 18% , showing no change over the same periods. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. The Golden 1's auto loans with APRs ranging from 4.99% to 5.24% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 8.5% , also showing no change over the same periods. Recreational vehicle loans range from 7.24% to 9.25% , with rates steady compared to 7 and 30 days ago.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% , showing no change over the past 7 and 30 days.

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Why compare Vehicle Loans in Merced, CA on LendMesh

If you’re searching for the best vehicle loan interest rates in Merced, CA, it pays to keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and save money over the life of your loan. Take your time, review the rates, and find the financing that fits your budget and goals—there’s no rush, just smarter choices.

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