Vehicle Loans in Merced, CA

Looking for the best vehicle loan interest rates in Merced, CA? Compare offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether new or used, your next car is closer than you think.

Start your journey with quick, easy approvals from lenders who understand Merced’s community. Save money and drive away happy with personalized service and rates designed to help you succeed.

NewUsed

Filters

Lender
APR
Term
Link
Info
blupeak
4.35 - 6.25 %
2 - 7 Yrs
redwoodcu
4.39 - 5.59 %
3 - 7 Yrs
altaone
4.49 - 5.99 %
7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
partnersfcu
4.49 - 6.24 %
3 - 7 Yrs
orangecountyscu
4.49 - 14.64 %
4 - 7 Yrs
cefcu
4.49 %
5.5 Yrs
hondafcu
4.49 - 6.49 %
4 - 8 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
cusocal
4.64 - 13.89 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Blupeak's auto loans with APRs ranging from 4.35% to 7.25% , showing no change from 7, 30, 60, or 90 days ago. Recreational vehicle loans have rates between 8.99% and 13.99% , which have also stayed the same over the past 7, 30, and 60 days. Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Altaone's auto loans with APRs ranging from 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady through 60 and 90 days as well.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time. Orange County'S vehicle loans have an APR range from 4.49% to 14.64% today. The rates are unchanged from 7, 30, and 60 days ago but are down compared to 90 days ago. This applies to their auto loans.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Credit Union Of Southern California's auto loans with APRs ranging from 4.64% to 14.14% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 11.49% , and recreational loans range from 7.24% to 12.49% , both showing no change over the same periods.

🏦 Local Lenders in Merced, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Merced County, CA

Compare other loan types in Merced, CA

Why compare Vehicle Loans in Merced, CA on LendMesh

If you’re searching for the best vehicle loan interest rates in Merced, CA, it pays to keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and save money over the life of your loan. Take your time, review the rates, and find the financing that fits your budget and goals—there’s no rush, just smarter choices.

To stay ahead of the game, consider subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as new offers fall below that mark. Whether you prefer weekly or monthly updates, you’ll receive expert insights, trending rates, and carefully selected loan deals—all delivered straight to your inbox. Join thousands of Merced borrowers who trust LendMesh to make car financing easier and more affordable.

Customers are also interested in:

Best Vehicle Loan Interest Rates