Vehicle Loans in Merced, CA

Looking to finance a car in Merced, CA? Compare loan offers from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s a new ride or a reliable used vehicle, we make the process simple and stress-free.

Merced drivers deserve financing options that work for them. By exploring multiple vehicle loan offers, you can save money and get on the road faster. Start comparing today and see how affordable your next car can be!

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
hfcu
3.99 - 5.19 %
7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior.

🏦 Local Lenders in Merced, CA

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Why compare Vehicle Loans in Merced, CA on LendMesh

If you’re in Merced, CA and exploring your auto financing options, take your time to compare different lenders on LendMesh. By checking multiple offers, you increase your chances of finding lower rates and better terms tailored to your needs. It’s a simple way to make sure you’re getting the best possible deal without any pressure.

Stay ahead of the game by subscribing to LendMesh’s personalized alerts. Just set your ideal loan rate—say 4% or 5%—and we’ll notify you as soon as offers dip below your target. Plus, you’ll get weekly or monthly updates featuring expert insights, market trends, and carefully selected loan deals, helping Merced drivers like you make informed decisions with ease.

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