Vehicle Loans in Merced, CA

Looking for the best vehicle finance rates in Merced, CA? Compare loan offers from trusted local lenders to find the deal that fits your budget and gets you behind the wheel faster.

Whether you’re buying new or used, local credit unions offer low rates and quick approvals. Start comparing today to drive away with confidence and save more on your next car loan.

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Lender
APR
Term
Link
Info
blupeak
4.35 - 6.25 %
2 - 7 Yrs
redwoodcu
4.39 - 5.59 %
3 - 7 Yrs
altaone
4.49 - 5.99 %
7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
partnersfcu
4.49 - 6.24 %
3 - 7 Yrs
orangecountyscu
4.49 - 14.64 %
4 - 7 Yrs
cefcu
4.49 %
5.5 Yrs
hondafcu
4.49 - 6.49 %
4 - 8 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
cusocal
4.64 - 13.89 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Blupeak's auto loans with APRs ranging from 4.35% to 7.25% , showing no change from 7, 30, 60, or 90 days ago. Recreational vehicle loans have rates between 8.99% and 13.99% , which have also stayed the same over the past 7, 30, and 60 days. Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Altaone's auto loans with APRs ranging from 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady through 60 and 90 days as well.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time. Orange County'S vehicle loans have an APR range from 4.49% to 14.64% today. The rates are unchanged from 7, 30, and 60 days ago but are down compared to 90 days ago. This applies to their auto loans.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Credit Union Of Southern California's auto loans with APRs ranging from 4.64% to 14.14% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 11.49% , and recreational loans range from 7.24% to 12.49% , both showing no change over the same periods.

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Why compare Vehicle Loans in Merced, CA on LendMesh

If you’re in Merced, CA and searching for the best vehicle finance rates, take your time comparing multiple lenders on LendMesh. Exploring different offers helps you uncover better deals and find cheaper options tailored to your budget. By staying open to various lenders, you increase your chances of securing a loan that fits your needs without rushing into the first offer that comes your way.

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