Vehicle Loans in Monterey, CA

Looking for a car loan as a student in Monterey, CA? Compare offers from local lenders to find the best rates and terms that fit your budget. It’s simple to get started and see how much you could save on your next vehicle.

Whether you’re buying new or used, refinancing, or upgrading, local credit unions and banks offer fast approvals and flexible options. Take a moment to compare and drive away with confidence knowing you got the best deal in Monterey.

NewUsed

Filters

Lender
APR
Term
Link
Info
providentfcu
4.26 %
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
gosunward
4.64 - 5.35 %
3.1 - 6 Yrs
redwoodcu
4.64 - 6.09 %
3 - 7 Yrs
comfirstcu
4.64 - 6.09 %
3.1 - 7 Yrs
ccu
4.65 - 18 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Provident's auto loan rate is 4.26% APR today, with no change from 7, 30, or 60 days ago. The rate was slightly higher 90 days ago, ranging from 4.26% to 4.99% . Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Sandia Laboratory's auto loan rates range from 4.64% to 5.75% APR and have stayed the same over the past 7 and 30 days. Recreational loan rates are between 6.88% and 8.13% APR, which is up from both 7 and 30 days ago.

Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7 and 30 days ago but are down from 60 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational vehicle loans from 6.59% to 10.49% . Unchanged over the past 7 or 30 days.

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Why compare Vehicle Loans in Monterey, CA on LendMesh

If you’re searching for a car student loan in Monterey, CA, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better rates and terms that fit your budget. With options from trusted banks and credit unions all in one place, you can make a well-informed choice without feeling rushed.

Stay ahead of the best loan deals by subscribing to LendMesh’s personalized alerts. Just set your ideal interest rate—say 4% or 5%—and get notified as soon as new offers match your target. Along with weekly or monthly updates, you’ll receive expert insights and trends to help Monterey borrowers like you secure smarter financing for your vehicle.