Vehicle Loans in Irvine, CA

Shopping for the best vehicle rates in Irvine, CA? Compare offers from local lenders and credit unions to find a loan that fits your budget and timeline. Whether you're buying new or used, getting the right rate can save you money from day one.

Our simple comparison tool helps Irvine drivers explore flexible loan options with clear terms and fast approvals. Start now to see competitive rates tailored to your needs and drive away confident with a deal that works for you.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
chevronfcu
4.99 - 5.64 %
1 - 7 Yrs
∞
sesloc
4.99 - 15.19 %
5.1 - 7 Yrs
∞
safe1
4.99 - 14.99 %
5.5 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
sierracentral
4.99 - 14.99 %
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
meriwest
4.99 - 7.59 %
1 - 8 Yrs
∞
figfcu
4.99 - 7.49 %
3 - 8 Yrs
∞
vccuonline
5.04 - 8.99 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Sesloc's auto loan rates range from 4.99% to 16% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Recreational loan rates are between 8.05% and 15.7% APR, showing no change over the past 7 and 30 days.

Safe 1's auto loans with APRs ranging from 4.99% to 15.24% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% , showing no change over the past 7 and 30 days. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago. Ventura County's auto loans with rates from 5.04% to 8.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loans range from 7.24% to 7.99% APR and remain steady compared to a week ago. Recreational loans have rates between 7% and 7.5% APR, showing no change in the last 7 days.

🏦 Local Lenders in Irvine, CA

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