Auto Loans in Irvine, CA 92618

Searching for the best auto financing rate in Irvine, CA? Compare loan offers from trusted local lenders to find a rate that fits your budget and gets you behind the wheel faster. It’s simple, quick, and tailored just for Irvine drivers like you.

Whether you’re buying your first car or upgrading to something new, local lenders in Irvine offer competitive rates and friendly service. Take a moment to explore your options and enjoy a smooth, stress-free loan experience right here in your community.

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3.99 - 4.24 %

1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.19 - 5.69 %

3 - 7 Yrs

∞

4.24 - 15.99 %

7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

4.24 - 5.2 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

4.26 %

∞

4.29 %

5 Yrs

∞

4.29 - 5.19 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Irvine, CA

WESCOM CENTRAL CREDIT UNION — 15378 ALTON PKWY IRVINE CA 92618

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If you’re searching for the best auto financing rate in Irvine, CA, it pays to keep exploring your options. LendMesh lets you compare multiple lenders side by side, helping you spot better deals and cheaper rates without any pressure. Take your time and find the loan that fits your budget and goals—your perfect car financing could be just a few clicks away.

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