Vehicle Loans in Irvine, CA

Searching for the best auto loan rates in Irvine, CA? Compare offers from local lenders today and find a rate that fits your budget—whether you’re buying new or used, refinancing, or upgrading your ride.

Our friendly team understands Irvine drivers and is here to help you get fast approval and low rates. Start comparing now to drive away with confidence and save more on your next vehicle loan.

NewUsed

Filters

Lender
APR
Term
Link
Info
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
pacificservice
4.24 - 15.99 %
7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
providentfcu
4.26 %
alturacu
4.29 %
5 Yrs
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

America'S Christian has auto loan rates ranging from 3.99% to 4.24% APR, with no change from 7 or 30 days ago. Motorcycle loans are at 5.24% APR, also showing no change over the same periods. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan rate is 4.26% APR today, with no change from 7, 30, or 60 days ago. The rate was slightly higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Irvine, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Orange County, CA

Compare other loan types in Irvine, CA

Why compare Vehicle Loans in Irvine, CA on LendMesh

If you’re searching for auto loan rates today in Irvine, CA, taking the time to compare offers on LendMesh can help you uncover better deals and lower rates tailored to your needs. Exploring multiple lenders empowers you to make informed choices and find the financing that fits your budget without feeling rushed.

Stay ahead in Irvine’s auto loan market by subscribing to LendMesh’s alerts. Just set your ideal rate—say 4% or 5%—and receive timely notifications when rates drop below your target. Along with weekly or monthly updates, you get expert insights and curated loan options, helping you secure the best possible deal on your next vehicle loan.

Customers are also interested in:

Auto Loan Rates Today