Auto Loans in Phoenix, AZ 85041

Ready to find the best loan for your home or car in Phoenix, AZ? Comparing offers from trusted local lenders helps you secure low rates and fast approvals, so you can make your next big purchase with confidence.

Whether you’re buying a new car or refinancing an existing loan, local lenders in Phoenix understand your needs. Explore competitive loan options tailored to Valley residents and get one step closer to your dream home or vehicle today.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

3.84 - 4.59 %

5 Yrs

∞

3.89 - 9.9 %

1 - 15 Yrs

∞

3.99 - 4.49 %

3 - 7 Yrs

∞

4.19 - 15.25 %

3 - 6 Yrs

∞

4.24 - 5.79 %

3 - 7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

4.29 - 6.69 %

0.1 - 5 Yrs

∞

4.34 - 6.24 %

3 - 7 Yrs

∞

4.39 - 16.09 %

0.1 - 7 Yrs

∞

4.69 - 6.74 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Mayo Employees has auto loan rates ranging from 4.19% to 6.69% APR, which are down from both 7 and 30 days ago. Recreational loan rates are between 6.64% and 7.44% APR and have also decreased since 7 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

🏦 Local Lenders in Phoenix, AZ

GLOBAL FEDERAL CREDIT UNION — 6020 S 35TH AVE PHOENIX AZ 85041

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

✅TRUWEST CREDIT UNION

✅CREDIT UNION WEST CREDIT UNION

✅DESERT FINANCIAL CREDIT UNION

✅ARIZONA FINANCIAL CREDIT UNION

✅MARISOL FEDERAL CREDIT UNION

✅ONEAZ CREDIT UNION

✅COPPER STATE CREDIT UNION

✅BANNER FEDERAL CREDIT UNION

✅INTERFAITH FEDERAL CREDIT UNION

✅FIRST 68444 CREDIT UNION

✅UHAUL CREDIT UNION

✅ARIZONA CENTRAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅SIERRA PACIFIC FEDERAL CREDIT UNION

✅NOTRE DAME FEDERAL CREDIT UNION

✅AERO FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅VANTAGE WEST CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅BLUE WATER FEDERAL CREDIT UNION

✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION

✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION

✅FLORIDA WEST COAST CREDIT UNION

✅ALHAMBRA CREDIT UNION

✅SUNWEST 2226 CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅EM FEDERAL CREDIT UNION

✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅LANDINGS CREDIT UNION

✅MAYO EMPLOYEES FEDERAL CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Phoenix, AZ

Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re in Phoenix, AZ and exploring home or car loan options, it’s worth taking the time to compare offers from multiple lenders on LendMesh. This way, you can uncover better deals and more affordable rates that fit your budget. By shopping around, you empower yourself to make smarter financial decisions without feeling rushed or pressured.

For a more hands-off approach, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—say 5% or 4%—and you’ll receive notifications the moment loan offers dip below that threshold. With regular updates featuring expert insights, rate trends, and curated loan deals, Phoenix borrowers can stay informed and ready to act when the best opportunities arise.

Customers are also interested in:

Home Loan Car Loan