Vehicle Loans in Phoenix, AZ

Looking for the best car loan rates in Phoenix, AZ? Compare offers from trusted local lenders and find a loan that fits your budget and credit. Whether you’re buying new or used, getting the right rate is easier than ever.

Phoenix drivers deserve personalized service and fast approvals. Explore competitive loan options tailored to your needs and get behind the wheel with confidence—right here in your community.

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Lender
APR
Term
Link
Info
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
oneazcu
4.95 - 5.15 %
4 - 5 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
macu
4.99 - 5.24 %
5 - 6 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
nuvisionfederal
5.09 - 10.34 %
7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Oneaz's auto loan rates range from 4.95% to 5.15% APR today, with no change from 7, 30, or 60 days ago. The rates have remained steady over this period. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

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Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re searching to get car loan rates in Phoenix, AZ, taking the time to compare multiple lenders on LendMesh can help you discover better deals and more affordable options. Exploring a variety of offers ensures you find terms that fit your budget and needs, making your car-buying experience smoother and more rewarding.

For even more convenience, consider subscribing to LendMesh’s personalized alerts. Simply set your target rate—say 4% or 5%—and we’ll notify you as soon as loans drop below that threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, Phoenix borrowers can stay informed and ready to act when the best opportunities arise.

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