Vehicle Loans in Boise, ID

Looking for car credit in Boise, ID? Compare loan offers quickly from trusted local lenders to find the best rates and terms that fit your budget. Whether it’s a new or used vehicle, getting approved fast has never been easier.

Start your car buying journey with confidence right here in Boise. By comparing multiple offers, you can save money and drive away with a loan tailored to your needs—all while supporting Idaho’s local community.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
stcu
4.74 %
5 Yrs
numericacu
4.74 - 14.99 %
7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
gwcu
4.74 - 5.99 %
3 - 7 Yrs
p1fcu
4.85 - 5.1 %
6 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dupaco
4.99 - 5.39 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Spokane Teachers's auto loans with a 4.74% APR and recreational loans at 6.49% APR. Unchanged in the past 7, 30, 60, or 90 days. Both loan types provide steady rates for borrowers. Numerica's auto loan rates range from 4.74% to 14.99% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 6.24% and 17.9% APR and have also stayed the same compared to 7 and 30 days ago. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Goldenwest's auto loan rates range from 4.74% to 5.99% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 6.99% and 9.24% APR and have stayed the same compared to 7 and 30 days ago. Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

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