Personal Loans in Boise, ID 83705

Looking for the lowest interest rate on a personal loan in Boise, ID? Compare offers from trusted local lenders and find the perfect loan that fits your budget and timeline. It’s easy to get started and see your best options side by side.

Boise residents deserve clear, affordable financing with no surprises. Whether you’re covering unexpected expenses or planning a big purchase, comparing loans helps you save money and choose flexible terms that work for you. Find your ideal loan today and take control of your finances.

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4.64 - 8.49 %

∞

6.09 - 17.99 %

5 Yrs

$50,000

∞

6.24 - 15.24 %

0.8 - 10 Yrs

2,500 - $20,000

∞

6.99 - 13.65 %

2 - 7 Yrs

35,000 - $50,000

∞

7.79 - 18 %

1 - 7 Yrs

$30,000

∞

8.49 - 11.75 %

2.1 - 5 Yrs

∞

8.74 - 18 %

3.1 - 5 Yrs

∞

8.75 - 17.75 %

0.1 - 5 Yrs

∞

8.99 %

∞

8.99 - 11.99 %

1 - 5 Yrs

∞

Today’s Personal Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Baxter's personal loan has a 7.49% APR today, which is up from 6.99% thirty and sixty days ago but unchanged from seven days ago. The credit builder loan remains steady at 4.5% APR with no changes in the past 30 days. Pentagon's personal loans with an APR of 6.09% today, unchanged from it was 7 and 30 days ago. This rate has remained steady over the past month. Affinity Plus has a Credit builder loan with an APR of 6% , which has stayed the same over the past 7, 30, 60, and 90 days. Their Homeowner debt consolidation loan is at 6.99% APR today, down from 7.74% seven days ago but unchanged from 30, 60, and 90 days ago.

First Technology's Fixed–rate loan has an APR of 6.99% , which has stayed the same over the past 7, 30, 60, and 90 days. The Personal line of credit carries an APR of 12.5% , also unchanged from 7 and 30 days ago. Nasa's Cashline line of credit has a fixed APR of 11.49% , unchanged from 30 days ago. The Home improvement loan and Personal unsecured loan both have a 7.79% APR today, which is up from 7.69% seven and 30 days ago. The Personal unsecured loan's rate is higher than it was 60 and 90 days ago, when it was 7.44% .

State Department's personal loans with an APR of 8.49% , which has stayed the same over the past 7 and 30 days. Their Moneyline line–of–credit has a fixed APR of 11.75% , unchanged from 7, 30, 60, and 90 days ago. Navy Federal Credit Union has a Debt consolidation loan and a Home improvement loan, both with an APR of 8.74% today. These rates have stayed the same compared to 7, 30, 60, and 90 days ago. The Personal expense loan also carries an 8.74% APR with no changes over the same periods.

Delta Community has a Personal loan with an APR of 8.75% today. This rate has stayed the same compared to 7, 30, and 60 days ago. Consumers has a personal loan (unsecured) with an APR of 8.99% today. This rate has stayed the same compared to 7, 30, 60, and 90 days ago. Alliant's unsecured personal loan has an APR of 8.99% today, unchanged from 30 days ago but higher than 60 and 90 days ago. The rate has stayed steady over the past month after increasing from earlier in the year.

🏦 All Local Lenders in Boise, ID

Lender Name	Branch Address	Timings & Contact	General Services Offered	Office Services	Lender Snapshot
IDAHO CENTRAL CREDIT UNION	2770 S VISTA AVE BOISE ID 83705	⏰ M-F 9-6S 9-3 📞 2088467000 📠 2082393049	Personal Banking (Checking & Savings Accounts) Auto Loans & Vehicle Financing Mortgage Loans & Refinancing Personal Loans & Debt Consolidation Credit Cards with Rewards Business Banking (Merchant Services & Business Loans) Online & Mobile Banking ATM & Cash Withdrawal Services Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions) Basic ATM Access (Withdrawals, Balance Checks)	ATM Drive-Thru P2P E-Statements E-Signature	Assets: $11,696,566,096 Deposits: $429,322,359 Net Worth: $1,025,743,094 Employees: 1845 Members: 656,539

🏘️ All the Lenders Available in Ada County, ID

✅CAPITAL EDUCATORS FEDERAL CREDIT UNION

✅FIRST TECHNOLOGY FEDERAL CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅WESTMARK CREDIT UNION

✅TRUGROCER FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅CONNECTIONS CREDIT UNION

✅CLARITY CREDIT UNION

✅IDAHO UNITED CREDIT UNION

✅POTLATCH NO 1 FINANCIAL CREDIT UNION

✅LOOKOUT FEDERAL CREDIT UNION

✅PIONEER FEDERAL CREDIT UNION

✅NORTHWEST CHRISTIAN CREDIT UNION

✅GOLDENWEST FEDERAL CREDIT UNION

✅BEEHIVE FEDERAL CREDIT UNION

✅FRONTIER CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅BOISE FIRE DEPARTMENT CREDIT UNION

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