Idaho Central Boise ID Credit Union | Low Mortgage Rates & Best Auto Loans

Introduction

Welcome to Idaho Central, your trusted financial partner located at 2770 S Vista Ave, Boise, ID 83705. Established in 1940, we have proudly served our community for over eight decades. With a strong commitment to our members, Idaho Central has grown to support over 656,539 individuals and families, providing personalized banking solutions that cater to your unique needs. At Idaho Central, we believe in building lasting relationships with our members. Our leadership team, including CEO Brenda Worrell and Board President Debbie McIntier, works tirelessly to ensure you receive exceptional service and support. We are proud to manage total assets of $11,696,566,096, with total deposits reaching $429,322,359. This not only reflects our stability but also our dedication to helping you achieve your financial goals. Whether you're looking for auto loans, mortgage options, or basic banking services, we offer a comprehensive range of products designed to empower you financially. With a total loan portfolio of 365,417 loans and leases, we're here to help turn your dreams into reality. While members can visit us at 2770 S Vista Ave, official correspondence should be sent to the same address. Our friendly staff is available Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. Feel free to reach us at 208-846-7000 or explore more about us at iccu.com. Join us today and discover how Idaho Central can make a positive impact on your financial journey!

Branch History & Mission

Community Connection

Over the years, we have partnered with local organizations to provide educational workshops and resources aimed at improving financial literacy in Boise. By fostering these connections, we aim to support not only our members but also the broader community in which we thrive. As we continue to grow and adapt, Idaho Central remains dedicated to serving you with excellence. Whether you're looking for personal banking solutions or business loans, you can count on us for personalized service tailored to your needs. Join us today! Experience the benefits of being part of Idaho Central. Visit us at our Boise location or reach out via phone at (208) 846-7000. We look forward to welcoming you into the Idaho Central family!

Our Journey

From our humble beginnings, Idaho Central has grown significantly, now boasting a total membership of over 656,000 individuals. With total assets reaching an impressive $11,696,566,096, we are proud to offer a range of services designed to meet the diverse needs of our members. Located at 2770 S Vista Ave in Boise, our branch is easily accessible and serves as a trusted place for financial guidance and support. Our operating hours are convenient for our members Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 3 PM. We also provide ATM access and drive-thru banking for those who prefer quick transactions without leaving their vehicles.

Our Mission

At Idaho Central, our mission goes beyond just providing financial services. We strive to make a positive impact on our community by offering not only competitive rates on personal banking products like checking accounts and auto loans but also by engaging in various outreach initiatives. Our goal is to empower individuals and families with the tools they need for financial stability and success. We believe that everyone deserves access to quality financial resources. That's why we ensure our services are user-friendly and inclusive, embracing advancements such as online banking and mobile payments. Our commitment to ADA compliance means that we strive to make banking accessible for all members of our community.

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Idaho Central. If you have any questions or would like more information about our services, don't hesitate to give us a call at 208-846-7000. We're excited to help you with your financial needs!

Nearby Landmarks & Accessibility

Nestled in the heart of Boise, our branch is close to local landmarks like the Boise Airport and the beautiful Julia Davis Park. This makes it easy for you to stop by while running errands or enjoying a day out. Our facility is equipped with ADA-compliant features, including ramps and accessible parking spaces, ensuring that all members can visit us comfortably.

Operating Hours

Our dedicated team is ready to assist you during convenient hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 3 PM. Whether you need help with personal banking, auto loans, or any of our other services, we're here when you need us.

Parking & Features

When you arrive at our branch, you'll find ample parking available right outside. For those on the go, we offer drive-thru banking services where you can conduct simple transactions without leaving your car. Plus, we have an ATM on-site for quick cash withdrawals and balance checks whenever you need them.

Member Eligibility

Joining the Idaho Central community is like becoming part of a family that truly cares about your financial well-being. To become a member, you just need to meet some simple eligibility criteria, which can include being an employee of certain organizations, a resident of specific areas, or having a family member who is already a member. It's designed to be welcoming and inclusive! For detailed information on who qualifies, check out our full eligibility guidelines at https://www.iccu.com/membership/ . Once you see that you're eligible, opening an account is a breeze! You can start the process online or visit us at our branch located at 2770 S Vista Ave Boise ID 83705. If you have questions or need assistance, don't hesitate to call us at (208) 846-7000. We're excited to help you take this step toward better banking!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,502 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,201,961,525, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Imagine your customers being able to pay quickly and easily at checkout whether they're using cards or mobile payments. Our services ensure you can focus on what really matters: running your business effectively. Located at 2770 S Vista Ave Boise Id 83705, we're here to meet your business banking needs. Contact us today at 208-846-7000 or visit our website at iccu.com to learn more about how we can support your business journey!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

Need cash? Our ATM services are available for easy withdrawals and balance checks whenever you need them. If you prefer face-to-face interactions but want to stay in your car, our basic drive-thru banking allows you to complete deposits, withdrawals, and simple transactions efficiently.

Business Banking Services

For entrepreneurs and business owners, Idaho Central offers robust business banking solutions. Our merchant services streamline payment processing while our business loans support growth initiatives and operational needs. We're here to partner with you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go with our user-friendly mobile app. Plus, our person-to-person payment options make sending money to friends or family quick and hassle-free.

Get Started Today!

At Idaho Central, we're committed to being your trusted financial partner. Our friendly staff is ready to assist you with any questions about our services or help you get started on opening an account today! Call us at (208) 846-7000 or visit us at 2770 S Vista Ave Boise Id 83705 in Boise, ID. Explore more about what we offer by visiting our website at https://www.iccu.com/ . Join us today and experience financial services tailored just for you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances while earning interest on your savings. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options make the process straightforward and affordable. For those looking to buy a home, we offer mortgage loans and refinancing solutions tailored to fit your budget and lifestyle. Additionally, if you're facing unexpected expenses or want to consolidate debt, our personal loans provide the flexibility you need. We also understand that using credit wisely is important, which is why our credit cards come with rewards to benefit your spending habits.

Digital & Online Banking

E-Statements for Easy Management

Say goodbye to paper clutter! With e-statements available, you can view your account statements online at any time. This feature not only helps you stay organized but also contributes to a more environmentally friendly approach to banking. At Idaho Central, we're committed to providing accessible and efficient banking solutions that fit into your lifestyle. Explore all these features and more by visiting us at https://www.iccu.com/ today!

Enhanced Security

We prioritize your safety with robust security features that protect your personal information while giving you peace of mind. Our systems ensure that all transactions are secure and that your data remains private.

Key Features

Our online banking service provides 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever you need to. You can also enjoy the ease of person-to-person transfers, making it simple to send money to friends or family directly from your account. For those who prefer mobile banking, our user-friendly mobile application is available for download. This app supports mobile payments, enabling you to make purchases quickly and securely with just your smartphone. Plus, with electronic signature authorization available, signing documents has never been more straightforward or secure.

Financial Strength

At Idaho Central, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable is essential. That's why we are proud to share our financial highlights with you. With a net worth of $1,025,743,094, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $877 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,438,407,910 in share certificates and $2,855,848,745 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $728,749, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to innovation is backed by $940,725,170 in undivided earnings, which allows us to reinvest in advanced banking tools and stronger lending options. With $81,646 in used auto loans and $10,143,248,049 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Though our net income is $0, we remain dedicated to operational efficiency so that we can continue offering competitive loan rates and solid financial products for our members. Our workforce consists of 1,719 full-time employees and 126 part-time employees who are always ready to serve you with knowledge and dedication. In addition, our net shares available for lending stand at $92,938,959, further illustrating our capability to support your financial needs. With a total of 1,356,709 deposit accounts, it's clear that many members trust us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Idaho Central is your trusted partner. Visit us at 2770 S Vista Ave Boise Id 83705 or call (208) 846-7000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,801,572,056 in used vehicle loans and $1,409,788,340 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that suit various budgets and preferences.

Business Loans

For business owners, our outstanding commercial loans totaling $1,201,961,525 provide the capital needed to grow and expand. We recognize the unique challenges faced by entrepreneurs and are committed to providing support through various lending solutions. At Idaho Central located at 2770 S Vista Ave Boise ID 83705, we prioritize your financial well-being. If you're curious about eligibility or want to explore refinancing options, our friendly staff is just a phone call away at 208-846-7000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,057,907,555, ensuring that you can find a plan that meets your needs. If you're considering refinancing your existing mortgage, our team is ready to guide you through the process and help you find competitive rates.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $261,654,757 in loans helping members manage their finances effectively, these cards provide an excellent way to build credit while enjoying rewards and benefits tailored to your spending habits.

Loan Aggregator

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IDAHO CENTRAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans