Vehicle Loans in El Paso, TX

Ready to buy a car in El Paso, TX? Comparing auto finance rates helps you find the best deal and save money. Local lenders understand our community and offer competitive rates that fit your budget.

Start your search today to see offers from trusted credit unions and banks right here in El Paso. With fast approvals and friendly service, getting behind the wheel of your next vehicle is easier than ever.

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Lender
APR
Term
Link
Info
texanscu
4.79 - 7.19 %
3.1 - 7 Yrs
advancial
4.83 - 5.91 %
3 - 5 Yrs
amocofcu
4.84 - 15.59 %
1 - 7 Yrs
ecu
4.85 - 10.69 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs
togethercu
4.99 - 5.99 %
figfcu
4.99 - 7.49 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Texans vehicle loan rates for autos range from 4.79% to 7.19% APR with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.14% and 9.04% APR, also showing no change in the last 7 and 30 days. Recreational loans range from 7.99% to 10.49% APR and remain steady compared to 7 and 30 days but are up from 90 days ago. Advancial's auto loan rates range from 4.83% to 5.91% APR today, with no change from 7 or 30 days ago. Other loan rates are between 6.31% and 7.66% APR, also steady compared to 7 days ago but up from 90 days ago.

Amoco's auto loan rates range from 4.84% to 15.59% APR today, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.4% and 18% APR with no change in the past 30 days. Recreational loan rates are the same as motorcycle rates and have also stayed steady over the last 60 days. Educators vehicle loans range from 4.8% to 10.69% today. The rates are unchanged from 7 and 30 days ago but are up slightly from 30 and 60 days ago. This applies to their Auto loans.

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.

Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Farmers Insurance vehicle loans range from 4.99% to 7.49% for auto loans and 6.99% to 9.49% for recreational loans. Rates for both products show no change compared to 7 and 30 days ago. The auto loan range was slightly higher 90 days ago.

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