Auto Loans in El Paso, TX 79922

Looking for the best auto loan rates in El Paso, TX? Compare offers from local lenders to find a deal that fits your budget and gets you on the road faster. Whether it’s a new or used car, we make it simple to save.

Take the stress out of financing your next vehicle. With competitive rates and quick approvals available right here in El Paso, you can drive away confident knowing you’ve chosen the best loan for your needs. Start comparing today!

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

3.99 - 17.44 %

3 - 7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.14 %

0.1 - 6 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 - 5.49 %

3 - 7 Yrs

∞

3.99 - 6.09 %

3.1 - 7 Yrs

∞

3.99 - 15.79 %

0.1 - 7 Yrs

∞

3.99 - 16.99 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Neighborhood's auto loans with APRs ranging from 3.99% to 5.14% and recreational vehicle loans from 5.74% to 7.49% . Unchanged compared to 7, 30, or 60 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change over the past 7 and 30 days. Recreational loan rates are between 8.49% and 10.49% APR and have also stayed the same during that time. Gulf Coast Educators has auto loan rates ranging from 3.99% to 5.49% APR, with no change in the past 90 days. Motorcycle loans are at 7.49% APR, also showing no change over 60 days. Recreational loan rates range from 7.49% to 8.74% APR and have stayed the same in the last 60 days.

United Heritage's auto loan rates range from 3.99% to 6.09% APR today, with no change from 7 or 30 days ago. Recreational loan rates are higher, ranging from 6.19% to 10.79% , and have gone up since 7 days ago but down compared to 30 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.

Smart Financial's auto loans range from 3.99% to 16.99% , with no change in rates over the past 7 and 30 days. Motorcycle loans and recreational loans both start at 6.74% APR and also show no change compared to 7 and 30 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days.

🏦 Local Lenders in El Paso, TX

RAIZ FEDERAL CREDIT UNION — 100 VILLAGE CT EL PASO TX 79922

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION

✅EVOLVE FEDERAL CREDIT UNION

✅GECU FEDERAL CREDIT UNION

✅RAIZ FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅NUSENDA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅WHITE SANDS FEDERAL CREDIT UNION

✅SECURITY SERVICE FEDERAL CREDIT UNION

✅MOUNTAIN STAR FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅ONE SOURCE FEDERAL CREDIT UNION

Compare other loan types in El Paso, TX

Why compare Vehicle Loans in El Paso, TX on LendMesh

If you’re searching for the best auto loan rates in El Paso, TX, keep exploring your options on LendMesh. Comparing offers from multiple lenders can help you uncover better deals and lower rates, ensuring you get the most value for your money. Taking the time to review different loan options means you can drive away knowing you made a smart financial decision.

Consider subscribing to LendMesh’s personalized alerts to stay ahead in the El Paso auto loan market. Simply set your target rate—whether it’s 4% or 5%—and receive notifications when offers fall below that threshold. You’ll also get expert insights, rate trends, and curated loan deals delivered weekly or monthly, helping you find the perfect loan without extra effort.

Customers are also interested in:

Best Loan Rates For Auto