Auto Loans in El Paso, TX 79907

Looking for a great auto loan in El Paso, TX? Local credit unions offer competitive rates and friendly service that make buying or refinancing your vehicle simple and affordable. Compare offers from trusted lenders near you to find the best deal tailored to your needs.

Take the guesswork out of financing your next car by comparing credit union auto loans in El Paso. With fast approvals and community-driven care, you’ll enjoy a smooth, personalized experience from neighbors who understand your goals. Start exploring your options today!

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

3.99 - 17.44 %

3 - 7 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 5.14 %

0.1 - 6 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

3.99 - 5.49 %

3 - 7 Yrs

∞

3.99 - 6.09 %

3.1 - 7 Yrs

∞

3.99 - 15.79 %

0.1 - 7 Yrs

∞

3.99 - 16.99 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Neighborhood's auto loans with APRs ranging from 3.99% to 5.14% and recreational vehicle loans from 5.74% to 7.49% . These rates have shown no change compared to 7, 30, and 60 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change over the past 7 and 30 days. Recreational loan rates are between 8.49% and 10.49% APR and have also stayed the same during that time. Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, or 60 days. Recreational loans have rates between 7.49% and 8.74% , also showing no change over the same periods.

United Heritage's auto loan rates range from 3.99% to 6.09% APR today, with no change from 7 or 30 days ago. Recreational loan rates are higher, ranging from 6.19% to 10.79% , and have gone up since 7 days ago but down compared to 30 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.

Smart Financial's auto loans range from 3.99% to 16.99% , with no change in rates over the past 7 and 30 days. Motorcycle loans and recreational loans both start at 6.74% APR and also show no change compared to 7 and 30 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7 or 30 days.

🏦 Local Lenders in El Paso, TX

SECURITY SERVICE FEDERAL CREDIT UNION — 545 N AMERICAS AVE EL PASO TX 79907
RAIZ FEDERAL CREDIT UNION — 975 LOMALAND DR EL PASO TX 79907
EVOLVE FEDERAL CREDIT UNION — 9305 N LOOP DR EL PASO TX 79907
GECU FEDERAL CREDIT UNION — 8936 ALAMEDA AVE EL PASO TX 79907
GECU FEDERAL CREDIT UNION — 950 BORDEAUX DR EL PASO TX 79907

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in El Paso County, TX

✅FIRSTLIGHT FEDERAL CREDIT UNION

✅EVOLVE FEDERAL CREDIT UNION

✅GECU FEDERAL CREDIT UNION

✅RAIZ FEDERAL CREDIT UNION

✅CHEVRON FEDERAL CREDIT UNION

✅NUSENDA FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅WHITE SANDS FEDERAL CREDIT UNION

✅SECURITY SERVICE FEDERAL CREDIT UNION

✅MOUNTAIN STAR FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅ONE SOURCE FEDERAL CREDIT UNION

Compare other loan types in El Paso, TX

Why compare Vehicle Loans in El Paso, TX on LendMesh

If you’re searching for a credit union auto loan in El Paso, TX, it pays to keep exploring your options on LendMesh. Comparing rates from multiple lenders helps you uncover better deals and potentially lower your monthly payments. Take your time to find a loan that fits your budget and goals—there’s no rush, just smart choices.

Stay informed by subscribing to LendMesh’s personalized alerts. Simply set your ideal rate, like 4% or 5%, and we’ll notify you when offers fall below that mark. You’ll also receive weekly or monthly updates packed with expert tips, rate trends, and hand-picked loan deals, so El Paso borrowers like you can stay ahead and secure the best financing available.

Customers are also interested in:

Credit Union Auto Loan