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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22
Credit Union Loan Rates - Trends & Analysis:
United's auto loans with rates from 2.99% to 5.3% APR, which are up from 7 and 30 days ago. Motorcycle loan rates range from 5.05% to 6.3% APR and have increased compared to both 7 and 30 days ago. Recreational loan rates stay steady at 6.25% to 6.75% APR. Shell's auto loans with APRs ranging from 3.49% to 18% . These rates have shown no change compared to 7 and 30 days ago. Neches vehicle loans have rates ranging from 3.75% to 5.5% APR for autos and 3.75% to 4.75% APR for motorcycles. Auto rates are up from 7 and 30 days ago, while motorcycle rates show no change. Recreational loan rates range from 3.75% to 6.75% APR and are up compared to 60 days ago.
American Airlines's auto loans with APRs ranging from 3.34% to 4.59% and recreational vehicle loans with rates between 5.59% and 6.34% . These rates have shown no change compared to 7 and 30 days ago. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 7.39% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 3.89% and 10.05% , down from last week and 30 days ago. Recreational loan rates are 7.45% to 9.9% , which is up compared to 7 and 30 days earlier.
Abilene Teachers's auto loans with APRs ranging from 3.9% to 18% today. These rates are down slightly from 7 and 30 days ago, and also lower than 60 and 90 days ago. The credit union's auto loan rates have moved down over the past few months. Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.
First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago. United Heritage's auto loans with APRs ranging from 3.99% to 6.09% , which have stayed the same over the past 7 and 30 days. Recreational loan rates range from 6.19% to 10.79% , going up since 7 days ago but down compared to 30 days ago.
Smart Financial has vehicle loan rates ranging from 3.99% to 16.99% APR for auto loans and 6.74% to 16.99% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates remain the same as well, with a range of 6.74% to 16.99% APR.