Vehicle Loans in Austin, TX

Finding the lowest interest rates for auto loans in Austin, TX is easier than you think. Compare offers from trusted local lenders to find flexible terms that fit your budget and get behind the wheel sooner.

Whether you’re buying new, used, or refinancing, Austin’s credit unions and banks offer competitive rates and friendly service. Start comparing today to save money and enjoy a smooth, stress-free car loan experience.

NewUsed

Filters

Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
∞
unitedfcu
2.99 - 5.3 %
7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
∞
nechesfcu
3.75 - 5 %
3 - 6.5 Yrs
∞
navyfederal
3.89 - 7.39 %
1 - 15 Yrs
∞
abileneteachersfcu
3.9 - 18 %
0.1 - 7 Yrs
∞
swacu
3.94 - 14 %
3 - 6 Yrs
∞
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. United's auto loans with rates from 2.99% to 5.3% APR, which are up from 7 and 30 days ago. Motorcycle loan rates range from 5.05% to 6.3% APR and have increased compared to both 7 and 30 days ago. Recreational loan rates stay steady at 6.25% to 6.75% APR. American Airlines's auto loans with APRs ranging from 3.34% to 4.59% and recreational vehicle loans with rates between 5.59% and 6.34% . These rates have shown no change compared to 7 and 30 days ago.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Shell's auto loans with APRs ranging from 3.49% to 18% . These rates have shown no change compared to 7 and 30 days ago. Neches vehicle loans have rates ranging from 3.75% to 5.5% APR for autos and 3.75% to 4.75% APR for motorcycles. Auto rates are up from 7 and 30 days ago, while motorcycle rates show no change. Recreational loan rates range from 3.75% to 6.75% APR and are up compared to 60 days ago.

Navy Federal Credit Union has auto loan rates ranging from 3.89% to 7.39% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 3.89% and 10.05% , down from last week and 30 days ago. Recreational loan rates are 7.45% to 9.9% , which is up compared to 7 and 30 days earlier. Abilene Teachers's auto loans with APRs ranging from 3.9% to 18% today. These rates are down slightly from 7 and 30 days ago, and also lower than 60 and 90 days ago. The credit union's auto loan rates have moved down over the past few months.

Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% . Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

🏦 Local Lenders in Austin, TX

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🏘️ All the Lenders Available in Travis County, TX

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Why compare Vehicle Loans in Austin, TX on LendMesh

If you're searching for the lowest interest rates for auto loans in Austin, TX, take your time comparing offers across multiple lenders on LendMesh. Exploring different options helps you uncover better deals and find the cheapest rates tailored to your needs. With a little patience and smart comparison, you can drive away with a loan that fits your budget and financial goals.

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