Vehicle Loans in Austin, TX

Searching for the best used auto rates in Austin, TX? Compare local loan offers quickly to find low rates and easy approvals that fit your budget. It’s simple to get started and see which lenders offer the best deals near you.

Austin drivers trust credit unions and banks that know the area and care about their members. By comparing offers, you can secure financing that supports your community while getting behind the wheel of your next vehicle with confidence.

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Lender
APR
Term
Link
Info
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
raiz
4.25 %
5.5 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
nusenda
4.49 - 6.25 %
3 - 7.5 Yrs
bvscu
4.49 - 17.24 %
4 - 7 Yrs
rbfcu
4.49 - 18 %
2 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
rrcu
4.6 - 6.75 %
7 Yrs
togethercu
4.64 - 5.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Houston's auto loans with APRs ranging from 4.25% to 6.25% , which have not changed in the past 7, 30, or 60 days. Recreational vehicle loans have rates between 7.5% and 9.25% , also showing no change over the same periods. Raiz has an auto loan with an APR of 4.25% today. This rate is the same as it was 7 days ago but down from the range of 4.99% to 5.49% sixty days ago.

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program. Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, which is down from 7 and 30 days ago. Motorcycle loans and recreational vehicle loans both have rates from 5.95% to 18% APR with no change in the past 7 or 30 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

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Why compare Vehicle Loans in Austin, TX on LendMesh

If you’re searching for used auto rates in Austin, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and lower rates. Exploring your options without pressure ensures you find a loan that fits your budget and goals, making your car buying experience smoother and more affordable. Keep checking back to stay informed about the latest offers tailored to your needs.

Consider subscribing to LendMesh for personalized alerts tailored to Austin drivers like you. Simply set your target rate—say 4% or 5%—and you’ll receive notifications the moment loan offers dip below your goal. Along with expert insights and curated loan deals, you’ll get weekly or monthly updates delivered right to your inbox, helping you stay ahead and never miss a chance to save on your next used vehicle.

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