Vehicle Loans in Austin, TX

Searching for the best used auto rates in Austin, TX? Compare local loan offers quickly to find low rates and easy approvals that fit your budget. It’s simple to get started and see which lenders offer the best deals near you.

Austin drivers trust credit unions and banks that know the area and care about their members. By comparing offers, you can secure financing that supports your community while getting behind the wheel of your next vehicle with confidence.

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Filters

Lender
APR
Term
Link
Info
unitedfcu
2.99 - 4.95 %
7 Yrs
∞
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
∞
shellfcu
3.49 - 18 %
0.1 - 7 Yrs
∞
5pointcu
3.5 - 15.75 %
3 - 7 Yrs
∞
nechesfcu
3.75 - 5 %
3 - 6.5 Yrs
∞
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
∞
swacu
3.94 - 14 %
3 - 6 Yrs
∞
texasbaycu
3.94 - 5.44 %
3.1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

United has auto loan rates ranging from 2.99% to 4.95% APR, with no change from 7 days ago and a slight decrease from 90 days ago. Motorcycle loans range from 4.7% to 5.95% APR and have stayed the same compared to 7 days ago but are down from 30 and 60 days ago. Recreational loan rates are between 6.25% and 6.75% APR with no changes in the past 60 days. American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago. Shell's auto loan rates range from 3.49% to 18% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.

Fivepoint's auto and recreational vehicle loans with APRs ranging from 3.5% to 15.75% today. The auto loan rates are down from 7 and 30 days ago, while recreational loan rates are also down compared to those same periods. Neches has auto loan rates ranging from 3.75% to 5% APR, with no change from 7 days ago but down from 30 days ago. Motorcycle loans are between 3.75% and 4.75% , showing no change from 7 days ago but up since 60 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% . Texas Bay has auto loans with rates from 3.94% to 5.44% APR, which are unchanged from 7 and 30 days ago and down from 30 and 90 days ago. Motorcycle loans range from 6.99% to 9.49% APR, staying the same as 7 days ago but up from 30 and 90 days ago. Recreational loan rates are between 8.26% and 9.99% APR with no change from 7 days ago.

🏦 Local Lenders in Austin, TX

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🏘️ All the Lenders Available in Travis County, TX

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Why compare Vehicle Loans in Austin, TX on LendMesh

If you’re searching for used auto rates in Austin, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and lower rates. Exploring your options without pressure ensures you find a loan that fits your budget and goals, making your car buying experience smoother and more affordable. Keep checking back to stay informed about the latest offers tailored to your needs.

Consider subscribing to LendMesh for personalized alerts tailored to Austin drivers like you. Simply set your target rate—say 4% or 5%—and you’ll receive notifications the moment loan offers dip below your goal. Along with expert insights and curated loan deals, you’ll get weekly or monthly updates delivered right to your inbox, helping you stay ahead and never miss a chance to save on your next used vehicle.

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