Vehicle Loans in Austin, TX

Looking for the cheapest auto loan rates in Austin, TX? Compare offers from local lenders to find flexible terms and low rates that fit your budget. Whether you’re buying new or used, getting the best deal has never been easier.

Austin drivers trust local credit unions for quick approvals and friendly service. Explore your options today to save money and drive away with confidence, knowing you’ve secured a great loan tailored just for you.

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Lender
APR
Term
Link
Info
gtfcu
5.51 %
7 Yrs
∞
bfcu
5.54 - 16.55 %
4.1 - 6.5 Yrs
∞
eecu
5.54 - 6.56 %
4 - 6.5 Yrs
∞
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs
∞
rrcu
5.65 - 7.05 %
6 Yrs
∞
tdecu
5.7 %
4 - 7 Yrs
∞
truitycu
5.74 - 6.99 %
4 - 7 Yrs
∞
truwest
5.75 - 18.53 %
4.1 - 15 Yrs
∞
nusenda
5.75 - 7.25 %
5 - 7.5 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods. Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Texas Dow Employees has an auto loan rate of 5.7% APR today, with no change over the past 7 and 30 days. Motorcycle loans are at 6.69% APR, also showing no change. Recreational loan rates are 6.69% APR today, which is up from the range seen 7 and 30 days ago.

Truity's auto loan rates range from 5.24% to 6.99% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 8.99% and 10.19% APR and have also stayed the same over the past 7 and 30 days. Truwest's auto loans with APRs ranging from 5.75% to 18.53% today. The rates are down from 7 and 30 days ago, when the range was 6.15% to 18.53% . There is no term listed for this program. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Austin, TX

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🏘️ All the Lenders Available in Travis County, TX

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✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
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✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

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