Vehicle Loans in Austin, TX

Looking for the cheapest auto loan rates in Austin, TX? Compare offers from local lenders to find flexible terms and low rates that fit your budget. Whether you’re buying new or used, getting the best deal has never been easier.

Austin drivers trust local credit unions for quick approvals and friendly service. Explore your options today to save money and drive away with confidence, knowing you’ve secured a great loan tailored just for you.

NewUsed

Filters

Lender
APR
Term
Link
Info
skyone
4.99 - 6.99 %
3 - 7 Yrs
atfcu
5.04 - 6.24 %
1 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
rallycu
5.24 - 18 %
7 Yrs
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
meriwest
5.24 - 7.59 %
1 - 7 Yrs
etpcu
5.29 - 5.99 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs
techcu
5.49 - 15.74 %
1 - 7 Yrs
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago. Austin Telco's auto loan rates range from 5.04% to 6.24% APR today, with no change over the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 7.04% APR, also unchanged during that time. Recreational loan rates are between 7.49% and 8.49% APR, remaining stable as well.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. A+'s auto loans with APRs ranging from 5.24% to 6.49% , which have not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a steady rate of 7.24% with no changes over the same periods.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but up slightly from 30 and 60 days ago. Motorcycle loans range from 6.99% to 7.49% APR with no change in the past 30 or 60 days. Recreational loans are between 7% and 8.5% APR and have also stayed the same over the last 60 days.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Firstmark's auto loan rates range from 5.49% to 6.84% APR today. Unchanged compared to 7 and 30 days ago.

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Why compare Vehicle Loans in Austin, TX on LendMesh

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