Vehicle Loans in Austin, TX

Looking for the cheapest auto loan rates in Austin, TX? Compare offers from local lenders to find flexible terms and low rates that fit your budget. Whether you’re buying new or used, getting the best deal has never been easier.

Austin drivers trust local credit unions for quick approvals and friendly service. Explore your options today to save money and drive away with confidence, knowing you’ve secured a great loan tailored just for you.

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Lender
APR
Term
Link
Info
figfcu
4.99 - 7.49 %
3 - 8 Yrs
atfcu
5.04 - 6.24 %
1 - 7 Yrs
techcu
5.24 - 15.49 %
1 - 7 Yrs
rallycu
5.24 - 18 %
7 Yrs
truitycu
5.24 - 5.74 %
5 - 7 Yrs
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
eecu
5.39 - 6.09 %
3 - 7 Yrs
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs
gtfcu
5.51 %
7 Yrs
bfcu
5.54 - 15.24 %
4.1 - 6.5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-29

Credit Union Loan Rates - Trends & Analysis:

Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago. Austin Telco's auto loan rates range from 5.04% to 6.24% APR today, with no change over the past 7, 30, or 60 days. Motorcycle loans have a steady rate of 7.04% APR, also unchanged during that time. Recreational loan rates are between 7.49% and 8.49% APR, remaining stable as well.

Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. Truity's auto loan rates range from 5.24% to 6.99% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 8.99% and 10.19% APR and have also stayed the same over the past 7 and 30 days.

A+'s auto loans with APRs ranging from 5.24% to 6.49% , which have not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a steady rate of 7.24% with no changes over the same periods. Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.

Firstmark's auto loan rates range from 5.49% to 6.84% APR today. Unchanged compared to 7 and 30 days ago. Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods.

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Why compare Vehicle Loans in Austin, TX on LendMesh

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