Vehicle Loans in Austin, TX

Finding low finance cars in Austin, TX is easier when you can compare loan offers side by side. Whether you want a new ride or a reliable used car, checking rates from local lenders helps you save money and get approved quickly.

Austin drivers trust local credit unions and banks for fair rates and friendly service. Explore your options today to find a loan that fits your budget and lets you hit the road with confidence, all while supporting your community.

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Lender
APR
Term
Link
Info
amocofcu
4.84 - 15.59 %
1 - 7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
chevronfcu
4.99 - 7.84 %
1 - 15 Yrs
skyone
4.99 - 6.99 %
3 - 7 Yrs
meriwest
4.99 - 7.59 %
1 - 8 Yrs
dupaco
5.19 - 5.59 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Amoco's auto loan rates range from 4.84% to 15.59% APR today, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.4% and 18% APR with no change in the past 30 days. Recreational loan rates match the motorcycle rates and have also stayed the same. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , also unchanged over the past 7 and 30 days. Both loan types had lower rates 90 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Chevron's auto loan rates range from 4.99% to 8.34% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are higher than the rates from 90 days ago. Skyone's auto loans with APRs ranging from 4.99% to 6.99% , showing no change over the past 90 days. Motorcycle loans have rates between 7.74% and 8.49% , also with no change in the last 60 days. Recreational loans range from 7.99% to 9.99% , with rates up slightly compared to 7 and 30 days ago.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Dupaco Community's auto loans with APRs ranging from 5.19% to 8.59% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 7.09% to 10.04% across all recent time frames.

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Why compare Vehicle Loans in Austin, TX on LendMesh

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