Vehicle Loans in Austin, TX

Finding low finance cars in Austin, TX is easier when you can compare loan offers side by side. Whether you want a new ride or a reliable used car, checking rates from local lenders helps you save money and get approved quickly.

Austin drivers trust local credit unions and banks for fair rates and friendly service. Explore your options today to find a loan that fits your budget and lets you hit the road with confidence, all while supporting your community.

NewUsed

Filters

Lender
APR
Term
Link
Info
gcefcu
3.99 - 5.49 %
3 - 7 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
deltacommunitycu
3.99 - 16.09 %
0.1 - 7 Yrs
∞
swacu
4.19 - 15.25 %
3 - 6 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
houstonfcu
4.25 - 6.25 %
0.1 - 7 Yrs
∞
penfed
4.34 - 6.24 %
3 - 7 Yrs
∞
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
∞
bvscu
4.49 - 17.49 %
4 - 6 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Gulf Coast Educators has auto loan rates ranging from 3.99% to 5.49% APR, with no change in the past 90 days. Motorcycle loans are at 7.49% APR, also showing no change over 60 days. Recreational loan rates range from 7.49% to 8.74% APR and have stayed the same in the last 60 days. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago.

Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% . Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged over the past 7, 30, or 60 days.

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago. Houston's auto loans with APRs ranging from 4.25% to 6.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.5% and 9.25% , which have also stayed the same over the past 7 and 30 days. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Brazos Valley Schools has auto loan rates ranging from 4.49% to 17.49% APR today. These rates are unchanged from 7 and 30 days ago but are up compared to 30 and 60 days ago. No term is listed for this program.

🏦 Local Lenders in Austin, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Travis County, TX

✅GREATER TEXAS FEDERAL CREDIT UNION
✅UNIVERSITY 1367 CREDIT UNION
✅GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
✅AUSTIN TELCO FEDERAL CREDIT UNION
✅A CREDIT UNION
✅RANDOLPHBROOKS CREDIT UNION
✅TRAVIS COUNTY CREDIT UNION
✅CAPITOL CREDIT UNION
✅VELOCITY CREDIT UNION
✅PUBLIC EMPLOYEES 67428 CREDIT UNION
✅VATAT CREDIT UNION
✅TECHNOLOGY CREDIT UNION
✅TEXAS DPS CREDIT UNION
✅AMPLIFY CREDIT UNION
✅UNITED HERITAGE CREDIT UNION
✅AUSTIN FEDERAL CREDIT UNION
✅MEMBERS CHOICE 67508 CREDIT UNION
✅LCRA CREDIT UNION
✅STAR OF TEXAS CREDIT UNION
✅PIONEER MUTUAL FEDERAL CREDIT UNION
✅TRUWEST CREDIT UNION
✅TEXAS HEALTH CREDIT UNION
✅NIZARI PROGRESSIVE FEDERAL CREDIT UNION

Compare other loan types in Austin, TX

Why compare Vehicle Loans in Austin, TX on LendMesh

If you’re shopping for low finance cars in Austin, TX, it pays to keep comparing lenders on LendMesh. Exploring different offers helps you find better deals and cheaper options tailored to your needs. Take your time, review multiple loan rates, and choose the one that fits your budget best—no rush, just smart decisions.

Want to stay ahead of the curve? Subscribe to LendMesh for personalized alerts based on your target rate, like 4% or 5%. You’ll get timely notifications when rates fall below your goal, plus weekly or monthly updates with expert insights and hand-picked loan deals. Join thousands of Austin car buyers who trust LendMesh to spot the best financing options before anyone else.

Customers are also interested in:

Low Finance Cars