Vehicle Loans in Pharr, TX

Shopping for a car in Pharr, TX? Comparing auto loan APRs can help you find the best deal for your budget, whether you’re buying new or used. We make it simple to see offers from trusted local lenders all in one place.

Save time and money by checking rates from credit unions and banks serving Pharr. With friendly service and competitive terms, you’ll drive away knowing you got a great rate tailored for our community.

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Lender
APR
Term
Link
Info
abileneteachersfcu
3.95 - 18 %
0.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
fccu
3.99 - 17.44 %
3 - 7 Yrs
smartcu
3.99 - 16.99 %
0.1 - 7 Yrs
myncu
3.99 - 5.14 %
0.1 - 6 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
uhcu
3.99 - 5.95 %
3.1 - 7 Yrs
gcefcu
3.99 - 5.49 %
3 - 7 Yrs
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
ngfcu
4.24 - 5.49 %
3 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Abilene Teachers vehicle loans range from 3.95% to 18% today. Rates are unchanged from 7 and 30 days ago but slightly up from 90 days ago. This applies to their auto loans. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. First Community's auto loans range from 3.99% to 17.44% , with no change from 7, 60, or 90 days ago. Motorcycle loans range from 7.79% to 17.99% , also showing no change from 7 or 30 days ago. Recreational loans have a range of 5.99% to 17.74% , which is down from 60 and 90 days ago but steady compared to 7 and 30 days ago.

Smart Financial's auto loans with APRs ranging from 3.99% to 16.99% , which have not changed in the past 7 or 30 days. Motorcycle loans and recreational loans both have APRs between 6.74% and 16.99% , and their rates have also stayed the same over the last 7 and 30 days. Neighborhood's auto loan rates range from 3.99% to 5.14% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are the same range today but are down from 60 days ago. Recreational loans range from 5.74% to 7.49% APR with no change in the last 7 or 30 days.

Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods. United Heritage has auto loan rates ranging from 3.99% to 5.95% APR, with no change over the past 7 and 30 days. Recreational loan rates are between 6.05% and 10.65% APR, which is down from 30 days ago. Gulf Coast Educators's auto loans with APRs ranging from 3.99% to 5.49% , which have not changed in the past 7, 30, 60, or 90 days. Motorcycle loans have a steady rate of 7.49% , and recreational loans range from 7.49% to 8.74% , both showing no change in the last 7 and 30 days.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

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Why compare Vehicle Loans in Pharr, TX on LendMesh

If you’re searching for the best auto loan APR in Pharr, TX, it pays to keep comparing offers on LendMesh. Exploring multiple lenders helps you uncover better deals and lower rates, giving you more control over your car financing. Take your time and use LendMesh to find the option that fits your budget and goals without any pressure.

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