Welcome to la-joya-area, a trusted financial partner serving the community since 1961. Headquartered in the heart of La Joya, TX, we pride ourselves on our commitment to empowering our members through exceptional financial services and community-focused values. Under the leadership of CEO Johnn Alaniz and Board President Everardo Villarreal, our mission is to enhance the financial well-being of our members while fostering a sense of belonging within our community.

As an NCUA-insured institution since 3/19/1971 0:00, we ensure your deposits are safe and secure, allowing you to focus on achieving your financial goals. We offer a range of modern banking tools designed for convenience and accessibility, including Online Banking, a user-friendly Mobile App, Person-to-Person Transfers, E-Statements, and E-signature Authorization. Although we currently do not support mobile payments, we remain dedicated to providing services that cater to your needs. For more information about us or to take advantage of our offerings, please visit our official website at https://www.lajoyacreditunion.coop/ or contact us via fax at (956) 424-7411. Join us today as we work together towards a brighter financial future!

At la-joya-area, we understand that managing your finances is essential for achieving your life goals. That's why we offer a comprehensive range of financial services designed to cater to your needs, whether you are planning for a new home, seeking to finance a vehicle, or looking to grow your small business. Our offerings include personal banking with checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as personal loans and debt consolidation. For businesses, we provide merchant services and business loans that help you thrive in today's competitive landscape. Our credit cards come with rewards tailored to maximize your benefits while managing your purchases.

In today’s fast-paced world, digital access is crucial. That's why la-joya-area provides robust online banking services that allow you to manage your accounts anytime, anywhere. With our mobile application, you can enjoy convenient features such as person-to-person transfers and e-statements, making it easier than ever to keep track of your finances. Although mobile payments are not currently available, our commitment to offering electronic signatures ensures a seamless experience when signing important documents. We believe that our members deserve the best tools to navigate their financial journeys—whether you're saving for a dream vacation or planning for retirement.

Becoming a member of la-joya-area is straightforward, and eligibility requirements can be found at http://WWW.LAJOYACREDITUNION.COOP/about/index.php#member . We are dedicated to supporting our community by making banking accessible and beneficial for everyone. If you're considering a loan or want to compare rates, visit https://www.lendmesh.com/loans/mortgage_loans for helpful insights into your options. Should you have any questions or need personalized assistance, feel free to reach out at (956) 424-7411. We’re here to help you achieve financial success!

La Joya Area Credit Union is more than just a financial institution; it is a trusted partner in the community, committed to providing exceptional services that meet the diverse needs of its members. With a strong foundation evidenced by a Total Membership of 14,964, this credit union has cultivated a loyal base that values personalized banking solutions. The impressive Total Assets of 62,506,515 reflect not only the trust placed in La Joya but also its dedication to sound financial management.

The Net Worth of 6,558,738 and a robust Net Worth Ratio of 1,049 underscore the credit union's financial health, demonstrating its ability to withstand economic fluctuations while continuing to serve its members effectively. This stability allows La Joya to offer an array of products tailored for all stages of life—from Auto Loans with a volume of 592 to Credit Card options with a volume of 2,250—ensuring that every member can find the right financing solution.

Moreover, with Total Deposits amounting to 2,196,104 and Total Loans and Leases reaching 3,747, La Joya showcases its commitment to fostering economic growth within the community. The credit union employs a dedicated team of 34 professionals who are focused on delivering outstanding customer service and financial guidance, making banking both accessible and straightforward.

Transparency is at the core of La Joya’s operations, allowing members to feel confident about their financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , affirming La Joya's commitment to accountability and excellence.

Join La Joya Area Credit Union today and discover how they can help you achieve your financial goals. Compare real-time loan offers today at https://www.lendmesh.com/loans/mortgage_loans and find the best rates for your needs.