Vehicle Loans in Kansas City, MO

Thinking about your next used car in Kansas City, MO? Knowing the average monthly payment helps you budget smartly. Compare loan offers from local lenders to find rates that fit your wallet and get approved quickly without the hassle.

Local lenders in Kansas City understand our community’s needs and offer personalized service you can trust. By comparing loans side-by-side, you’ll unlock better deals and drive away with confidence, knowing you’ve chosen the best payment plan for your used car.

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Filters

Lender
APR
Term
Link
Info
firstcommunity
4.75 - 6.5 %
3 - 7 Yrs
mazuma
4.89 %
7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
togethercu
4.99 - 5.99 %
mainstreetcu
4.99 - 7.49 %
6 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
cccu
4.99 - 6.09 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
communityamerica
5.24 - 10.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Community's auto loans with APRs ranging from 4.75% to 6.5% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 6.25% and 8.5% , which have also stayed the same over the past 7 and 30 days. Mazuma's auto loans with an APR of 4.89% , which has not changed in the past 7 or 30 days. Motorcycle loans have a 5.89% APR, also showing no change over the same periods. Recreational vehicle loans share the same 5.89% APR with no recent changes.

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Mainstreet's auto loans with APRs ranging from 4.99% to 7.49% , and motorcycle loans with rates between 6.49% and 9.49% . Unchanged compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.74% to 9.24% .

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Communityamerica's auto loans with APRs ranging from 5.24% to 10.99% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.74% and 7.99% , while recreational vehicle loans range from 7.24% to 7.99% .

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