Home Equity Loans in Kansas City, MO

Looking for the best home equity interest rates in Kansas City, MO? Compare competitive offers from trusted local lenders to find the perfect loan tailored to your needs. Whether it’s home improvements or debt consolidation, smart borrowing starts with the right rate and flexible terms.

Kansas City homeowners can access quick funding and expert support right here in town. Explore your options easily and confidently, knowing you’re backed by lenders who understand our community and your goals. Unlock your home’s potential today with rates designed to fit your budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
members1st
5.74 - 9.74 %
20 Yrs
100 %
stlouiscommunity
5.79 - 18 %
10 Yrs
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
veridiancu
6.25 - 8 %
myconsumers
6.25 - 9.75 %
5 - 20 Yrs
80 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% today, unchanged from 7 and 30 days ago but slightly lower than 60 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but down from 7% to 7.12% 30 days ago and up from 6.62% to 6.75% 60 days ago. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Members 1St has a Home Equity loan with an APR range of 5.74% to 9.74% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.75% today and has not changed over the past 7, 30, 60, or 90 days. Both rates have stayed steady during this time. St. Louis Community shows a HELOC APR of 5.79% , unchanged from 7 and 30 days ago. Its Home Equity loan rate is 6.29% , also unchanged from both 7 and 30 days earlier. The Other loan program holds steady at 18% APR with no change over the past month.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Its Home Equity loan shows a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

Consumers has a HELOC with an APR range of 6.25% to 9.75% today. This rate is the same as it was 7 and 30 days ago but higher than the range from 60 and 90 days ago, which was 4% to 21% .

🏦 Local Lenders in Kansas City, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jackson County, MO

Compare other loan types in Kansas City, MO

Why compare Home Equity Loans in Kansas City, MO on LendMesh

If you’re searching for the best home equity interest rates in Kansas City, MO, it pays to keep exploring your options. LendMesh makes it easy to compare offers from multiple lenders, helping you uncover better deals and more affordable rates. Take your time to find the right fit for your financial goals and unlock your home’s value with confidence.

Stay informed with LendMesh’s subscription service—simply set your target rate, and we’ll alert you as soon as offers dip below that mark. Whether you prefer weekly or monthly updates, you’ll receive expert insights, market trends, and curated loan deals directly to your inbox. Join other Kansas City borrowers who rely on LendMesh to stay ahead and secure the best home equity rates available.

Customers are also interested in:

Best Home Equity Interest Rates