Home Equity Loans in Kansas City, MO

Looking for the best home equity interest rates in Kansas City, MO? Compare competitive offers from trusted local lenders to find the perfect loan tailored to your needs. Whether it’s home improvements or debt consolidation, smart borrowing starts with the right rate and flexible terms.

Kansas City homeowners can access quick funding and expert support right here in town. Explore your options easily and confidently, knowing you’re backed by lenders who understand our community and your goals. Unlock your home’s potential today with rates designed to fit your budget.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
vcu
6.5 - 6.75 %
affinityfcu
6.63 %
10 - 30 Yrs
80 %
cccu
6.74 - 8.59 %
10 - 25 Yrs
90 %
1stmidamerica
6.75 %
15 Yrs
80 %
penfed
6.75 %
85 %
dcu
6.75 - 8.49 %
20 Yrs
ngfcu
6.75 - 8.865 %
20 Yrs
60 %
cafcu
6.75 - 12.25 %
90 %
americafirst
6.89 - 10.49 %
5 - 20 Yrs
100 %
mazuma
7 - 8.25 %
10 Yrs
100 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Vantage has a HELOC with a 6.5% APR today, unchanged from 7, 30, 60, and 90 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, 60, and 90 days. Both rates have stayed steady over the last three months. Affinity has a HELOC with a minimum APR of 6.63% today, unchanged from 7, 30, and 60 days ago. This rate is higher than the range from 90 days ago, which was 4.99% to 6.63% . The rate has stayed steady recently after rising from the lower end of the range seen three months back.

City & County has a Home Equity loan with an APR range of 6.74% to 8.59% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rates are between 6.75% and 7.75% , also unchanged from 7, 30, and 60 days ago. Both products show steady rates over the past three months. 1St Midamerica has a HELOC with an APR range of 4.99% to 6.75% today. This rate is the same as it was 7, 30, and 60 days ago, and it matches the 90–day rate as well. The rates have stayed steady over the past three months.

Pentagon has a HELOC with a minimum APR of 6.75% today, unchanged from it was 7, 30, and 60 days ago. The 90–day range remains wider, from 6.75% to 18% , showing no change in the minimum rate over that period. Digital has a HELOC with an APR range of 6.75% to 8.49% today, unchanged from 7, 30, 60, and 90 days ago. Its Home Equity loan shows an APR range of 6.99% to 7.74% , also unchanged from the past 90 days. Both products have steady rates over the last three months.

Northrop Grumman's HELOC APR is 6.75% to 7.75% today, unchanged from 7 and 30 days ago but lower than 60 days ago when it was 7% to 8.5% . The Home Equity loan APR is 8.74% to 8.87% , staying the same compared to 7, 30, 60, and 90 days ago. California Adventist has a HELOC with an APR range of 6.75% to 12.25% today. There's no data to compare this rate to 7 or 30 days ago. The rate remains steady at 6.75% minimum and 12.25% maximum. America First has a Home Equity APR range of 6.89% to 10.49% today. This rate is the same as it was 7 and 60 days ago but higher than the 30–day range, which was 6.89% to 8.24% . The upper end of the range has increased compared to 30 days ago.

Mazuma has a HELOC with an APR range of 7% to 8.25% today, unchanged from 7 and 30 days ago. This rate is higher than it was 60 and 90 days ago, when the minimum APR was 6% . The maximum APR has stayed steady at 8.25% over the past 90 days.

🏦 Local Lenders in Kansas City, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jackson County, MO

Compare other loan types in Kansas City, MO

Why compare Home Equity Loans in Kansas City, MO on LendMesh

If you’re searching for the best home equity interest rates in Kansas City, MO, it pays to keep exploring your options. LendMesh makes it easy to compare offers from multiple lenders, helping you uncover better deals and more affordable rates. Take your time to find the right fit for your financial goals and unlock your home’s value with confidence.

Stay informed with LendMesh’s subscription service—simply set your target rate, and we’ll alert you as soon as offers dip below that mark. Whether you prefer weekly or monthly updates, you’ll receive expert insights, market trends, and curated loan deals directly to your inbox. Join other Kansas City borrowers who rely on LendMesh to stay ahead and secure the best home equity rates available.

Customers are also interested in:

Best Home Equity Interest Rates