Vehicle Loans in Kansas City, MO

Shopping for a used car in Kansas City, MO? Compare local loan offers to find the best APR that fits your budget and gets you driving sooner. It’s simple to see which lenders offer flexible terms and low rates tailored for our community.

Start your search today and discover competitive used car APRs from trusted banks and credit unions right here in Kansas City. With quick approvals and friendly service, financing your next vehicle has never been easier or more affordable.

NewUsed

Filters

Lender
APR
Term
Link
Info
firstcommunity
4.75 - 6.5 %
3 - 7 Yrs
mazuma
4.89 %
7 Yrs
cccu
4.99 - 6.09 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
mainstreetcu
4.99 - 7.49 %
6 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
communityamerica
5.24 - 10.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

First Community's auto loans with APRs ranging from 4.75% to 6.5% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 6.25% and 8.5% , which have also stayed the same over the past 7 and 30 days. Mazuma's auto loans with an APR of 4.89% , which has not changed in the past 7 or 30 days. Motorcycle loans have a 5.89% APR, also showing no change over the same periods. Recreational vehicle loans share the same 5.89% APR with no recent changes.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and slightly down from 30 days ago. Rates were higher 60 and 90 days ago. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Mainstreet's auto loans with APRs ranging from 4.99% to 7.49% , and motorcycle loans with rates between 6.49% and 9.49% . Unchanged compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.74% to 9.24% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. Communityamerica's auto loans with APRs ranging from 5.24% to 10.99% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.74% and 7.99% , while recreational vehicle loans range from 7.24% to 7.99% .

🏦 Local Lenders in Kansas City, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Jackson County, MO

Compare other loan types in Kansas City, MO

Why compare Vehicle Loans in Kansas City, MO on LendMesh

If you’re searching for used car APRs in Kansas City, MO, taking the time to compare lenders on LendMesh can help you find better deals and potentially lower rates. Exploring multiple options empowers you to make informed decisions and secure financing that fits your budget, without feeling rushed or pressured.

Consider subscribing to LendMesh’s personalized alerts to stay on top of the best offers. Simply set your target rate, and we’ll notify you when rates dip below that threshold. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll join thousands of Kansas City borrowers who trust LendMesh to help them find smarter, more affordable car loans.

Customers are also interested in:

Used Car Apr