Home Equity Loans in Kansas City, MO

Looking for the lowest fixed rate home equity loan in Kansas City, MO? Compare trusted local lenders to find the best deal that fits your needs. Whether you’re planning a remodel or consolidating debt, smart savings start with the right loan.

Kansas City homeowners can tap into their home’s value with confidence. Enjoy clear terms, fast funding, and personalized service from lenders who understand our community. Start comparing today and unlock the potential of your home with a loan designed for you.

Filters

Lender
APR
Term
Max Amount
CLTV
Link
Info
firsttechfed
5 - 8 %
20 Yrs
sdfcu
5.24 - 8.5 %
20 Yrs
90 %
members1st
5.74 - 9.74 %
20 Yrs
100 %
stlouiscommunity
5.79 - 18 %
10 Yrs
affinityplus
5.898 - 8.468 %
5 - 15 Yrs
90 %
bcu
6 - 6.75 %
nasafcu
6 - 8.75 %
5 - 20 Yrs
95 %
university-credit-union
6.25 %
10 - 20 Yrs
80 %
dupaco
6.25 - 6.75 %
75 %
veridiancu
6.25 - 8 %

Today’s Home Equity Loan Rates & Analysis - Updated on 2026-AUG-30

Credit Union Loan Rates - Trends & Analysis:

First Technology has a Home Equity rate range of 5% to 8% , unchanged from it was 7, 30, 60, and 90 days ago. Its HELOC rates are 6.75% to 6.88% today, unchanged from 7 and 30 days ago but lower than 30 days ago when the range was 7% to 7.12% . Compared to 60 and 90 days ago, the HELOC rates are slightly higher now. State Department has a Home Equity loan with an APR range of 5.24% to 8.5% , unchanged from 7 and 30 days ago but higher than 60 and 90 days ago when the top rate was 7.75% . Their HELOC rate is steady at 6.25% with no changes over the past 7, 30, 60, or 90 days.

Members 1St has a Home Equity loan with an APR range of 5.74% to 9.74% , unchanged from it was 7, 30, and 60 days ago. Their HELOC rate is steady at 6.75% , unchanged from the past 7, 30, 60, and 90 days. Both products have held steady over the last three months. St. Louis Community shows a HELOC APR of 5.79% , unchanged from 7 and 30 days ago. Its Home Equity loan rate is 6.29% , also unchanged from both 7 and 30 days earlier. The Other loan program holds steady at 18% APR with no change over the past month.

Affinity Plus has a Home Equity rate range of 5.9% –6.39% today, unchanged from 7 and 60 days ago but higher than 30 days ago. The HELOC rate is 6.22% , steady from 7 and 60 days ago and up from 30 days ago. Solar loans match the Home Equity range and show the same pattern. Improvement loans have a rate range of 7.66% –8.47% , also unchanged from 7 and 60 days ago but up from 30 days ago. Baxter has a HELOC with a 6% APR today, unchanged from 7, 30, and 60 days ago. Their Home Equity loan has a 6.75% APR now, also unchanged from the past 7, 30, and 60 days. Both rates have stayed steady over the last two months.

Nasa has a Home Equity loan with an APR range of 6% to 8.75% , unchanged from it was 7, 30, 60, and 90 days ago. Their HELOC rate is 6.Both rates have stayed steady over the past few months. University has a HELOC with an APR range of 6.25% to 17.74% today. This rate is the same as it was 7, 30, and 60 days ago but higher than 90 days ago, when the minimum APR was 5.99% . Dupaco Community has a HELOC with an APR range of 6.25% to 6.75% today, unchanged from 7 and 30 days ago. The rate is up from 6.25% thirty days ago but lower than the wide range seen 60 and 90 days ago.

Veridian's HELOC has an APR range of 6.25% to 8% today. This rate is the same as it was 7 days ago, 30 days ago, and 60 days ago. The rates have stayed steady over the past two months.

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Why compare Home Equity Loans in Kansas City, MO on LendMesh

If you’re searching for the lowest fixed rate home equity loan in Kansas City, MO, it’s worth exploring multiple lenders to find the best fit for your needs. LendMesh helps you compare offers side-by-side, making it easier to spot better deals and save money. Taking the time to review your options can unlock more value from your home and ensure you get flexible terms suited to your goals.

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