Vehicle Loans in Independence, MO

Looking for the best new car loan rates in Independence, MO? Our local credit unions offer competitive rates and flexible terms designed to fit your budget, making it easier to drive home your dream car without the stress.

Compare personalized loan offers from trusted Independence lenders in minutes. With fast approvals and friendly service, you’ll find a new car loan that works for you—so you can save more and enjoy the ride ahead.

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Lender
APR
Term
Link
Info
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
vcu
4.99 - 6.24 %
1 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
communityamerica
5.24 - 10.49 %
∞
members1st
5.39 %
1 - 7 Yrs
∞
stlouiscommunity
5.89 - 6.99 %
5.3 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
scu
6.49 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Vantage's vehicle loans with rates ranging from 4.99% to 7.74% APR for auto loans and 7.99% to 9.99% APR for motorcycle loans. Unchanged over the past 7, 30, or 60 days. Recreational vehicle loans are also available with rates between 8.99% and 10.74% , which remain steady as well.

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Communityamerica's auto loans with APRs ranging from 5.24% to 10.99% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.74% and 7.99% , while recreational vehicle loans range from 7.24% to 7.99% .

Members 1St's auto loans with APRs ranging from 5.39% to 7.64% , which are unchanged from 7 and 30 days ago but up from 60 and 90 days ago. Motorcycle loans have rates between 6.29% and 8.94% , also steady from 7 and 30 days ago and up compared to 60 and 90 days ago. Recreational loan rates remain at 9.19% , showing no change over the past 7 and 30 days. St. Louis Community's auto loans with APRs ranging from 5.89% to 7.19% , showing no change over the past 7 and 30 days. Recreational loan rates are between 7.99% and 8.99% , with no change in the last 7 and 30 days but down from 60 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Scott has auto loan rates ranging from 6.49% to 9.24% APR, which are up from 30 days ago. Motorcycle loans start at 8.99% APR and have also increased since last month. Recreational loan rates begin at 8.99% APR and show a similar upward trend compared to 30 days ago.

🏦 Local Lenders in Independence, MO

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🏘️ All the Lenders Available in Jackson County, MO

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Why compare Vehicle Loans in Independence, MO on LendMesh

If you’re in Independence, MO and exploring credit union new car loan rates, it’s worth taking a moment to compare multiple lenders on LendMesh. Browsing through various options helps you uncover better deals and more affordable rates that fit your budget. Keep checking back as offers can change, and a small difference in rate can mean big savings over the life of your loan.

Consider subscribing to LendMesh for personalized rate alerts tailored to your goals. Just set your ideal interest rate, and we’ll notify you when offers drop below that threshold. You’ll also receive weekly or monthly updates featuring expert tips, market trends, and hand-picked loan deals, helping Independence borrowers stay informed and confident in their financing choices.

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