Vehicle Loans in Saint Louis, MO

Shopping for an auto loan in Saint Louis, MO? Compare offers from local lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting pre-approved helps you shop with confidence and save money.

Saint Louis drivers trust community lenders for quick approvals and friendly service. By comparing multiple loan options, you can secure a low-rate loan while supporting local institutions that care about your neighborhood and your ride.

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Filters

Lender
APR
Term
Link
Info
vcu
4.99 - 6.24 %
1 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
communityamerica
5.24 - 10.49 %
∞
members1st
5.39 %
1 - 7 Yrs
∞
stlouiscommunity
5.89 - 6.99 %
5.3 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
scu
6.49 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Vantage's vehicle loans with rates ranging from 4.99% to 7.74% APR for auto loans and 7.99% to 9.99% APR for motorcycle loans. Unchanged over the past 7, 30, or 60 days. Recreational vehicle loans are also available with rates between 8.99% and 10.74% , which remain steady as well. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Communityamerica's auto loans with APRs ranging from 5.24% to 10.99% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.74% and 7.99% , while recreational vehicle loans range from 7.24% to 7.99% .

Members 1St's auto loans with APRs ranging from 5.39% to 7.64% , which are unchanged from 7 and 30 days ago but up from 60 and 90 days ago. Motorcycle loans have rates between 6.29% and 8.94% , also steady from 7 and 30 days ago and up compared to 60 and 90 days ago. Recreational loan rates remain at 9.19% , showing no change over the past 7 and 30 days. St. Louis Community's auto loans with APRs ranging from 5.89% to 7.19% , showing no change over the past 7 and 30 days. Recreational loan rates are between 7.99% and 8.99% , with no change in the last 7 and 30 days but down from 60 days ago.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Scott has auto loan rates ranging from 6.49% to 9.24% APR, which are up from 30 days ago. Motorcycle loans start at 8.99% APR and have also increased since last month. Recreational loan rates begin at 8.99% APR and show a similar upward trend compared to 30 days ago.

🏦 Local Lenders in Saint Louis, MO

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Saint Louis County, MO

✅FIRST COMMUNITY 67619 CREDIT UNION
✅DIVISION 6 HIGHWAY CREDIT UNION
✅VANTAGE CREDIT UNION
✅TOGETHER CREDIT UNION
✅NEIGHBORS 62905 CREDIT UNION
✅ST LOUIS NEWSPAPER CARRIERS CREDIT UNION
✅ALLIANCE 63789 CREDIT UNION
✅GATEWAY METRO FEDERAL CREDIT UNION
✅ST LOUIS COMMUNITY CREDIT UNION
✅WEST COMMUNITY CREDIT UNION
✅COMMUNITYAMERICA CREDIT UNION
✅ALLTRU FEDERAL CREDIT UNION
✅ARSENAL CREDIT UNION
✅JM ASSOCIATES FEDERAL CREDIT UNION
✅COUNTY CREDIT UNION
✅HEALTH CARE FAMILY CREDIT UNION
✅CHICAGO PATROLMENS CREDIT UNION
✅FIRST MISSOURI CREDIT UNION
✅PATRIOT 64856 CREDIT UNION
✅SCOTT CREDIT UNION
✅MEMBERS 1ST 67770 CREDIT UNION
✅LUTHERAN FEDERAL CREDIT UNION
✅CO LIB CREDIT UNION
✅MERCY 63306 CREDIT UNION
✅CENTURY 60435 CREDIT UNION
✅ELECTRO SAVINGS CREDIT UNION

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Why compare Vehicle Loans in Saint Louis, MO on LendMesh

If you’re searching for an auto loan in Saint Louis, MO, it pays to keep comparing lenders on LendMesh. Different banks and credit unions offer varying rates and terms, so checking multiple options helps you find better deals and potentially save hundreds over the life of your loan. Take your time, explore your choices, and drive away with the confidence that you’ve secured the best financing for your new or used vehicle.

To stay ahead in the Saint Louis auto loan market, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when offers dip below that mark. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—all tailored to help you make smarter borrowing decisions. Join thousands of savvy borrowers who rely on LendMesh to catch the best opportunities as soon as they arise.

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