Vehicle Loans in Saint Louis, MO

Shopping for an auto loan in Saint Louis, MO? Compare offers from local lenders to find the best rates and terms that fit your budget. Whether you’re buying new or used, getting pre-approved helps you shop with confidence and save money.

Saint Louis drivers trust community lenders for quick approvals and friendly service. By comparing multiple loan options, you can secure a low-rate loan while supporting local institutions that care about your neighborhood and your ride.

NewUsed

Filters

Lender
APR
Term
Link
Info
firstcommunity
4.75 - 6.5 %
3 - 7 Yrs
mazuma
4.89 %
7 Yrs
cccu
4.99 - 6.09 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
mainstreetcu
4.99 - 7.49 %
6 - 7 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
togethercu
4.99 - 5.99 %
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
communityamerica
5.24 - 10.99 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

First Community's auto loans with APRs ranging from 4.75% to 6.5% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 6.25% and 8.5% , which have also stayed the same over the past 7 and 30 days. Mazuma's auto loans with an APR of 4.89% , which has not changed in the past 7 or 30 days. Motorcycle loans have a 5.89% APR, also showing no change over the same periods. Recreational vehicle loans share the same 5.89% APR with no recent changes.

City & County's auto loan rates range from 4.84% to 6.09% APR today. These rates are unchanged from 7 and 30 days ago and down from 30 days ago. Rates were higher 60 and 90 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Mainstreet's auto loans with APRs ranging from 4.99% to 7.49% , and motorcycle loans with rates between 6.49% and 9.49% . Unchanged compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.74% to 9.24% .

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Communityamerica's auto loans with APRs ranging from 5.24% to 10.99% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.74% and 7.99% , while recreational vehicle loans range from 7.24% to 7.99% .

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Why compare Vehicle Loans in Saint Louis, MO on LendMesh

If you’re searching for an auto loan in Saint Louis, MO, it pays to keep comparing lenders on LendMesh. Different banks and credit unions offer varying rates and terms, so checking multiple options helps you find better deals and potentially save hundreds over the life of your loan. Take your time, explore your choices, and drive away with the confidence that you’ve secured the best financing for your new or used vehicle.

To stay ahead in the Saint Louis auto loan market, consider subscribing to LendMesh’s personalized alerts. Just set your target interest rate, and we’ll notify you when offers dip below that mark. You’ll also receive weekly or monthly updates packed with expert insights, rate trends, and carefully selected loan deals—all tailored to help you make smarter borrowing decisions. Join thousands of savvy borrowers who rely on LendMesh to catch the best opportunities as soon as they arise.

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