Auto Loans in Normal, IL 61761

Looking for the best personal auto loan rates in Normal, IL? Compare offers from local lenders quickly and easily to find a loan that fits your budget and gets you behind the wheel faster.

Local credit unions and banks in Normal understand your needs and offer competitive rates with friendly service. Start comparing today to save on your next vehicle purchase!

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

2.99 - 5.99 %

1 - 7 Yrs

∞

3.34 - 4.09 %

5 Yrs

∞

3.39 - 5.74 %

3 - 7 Yrs

∞

3.39 - 5.14 %

6.3 - 7 Yrs

∞

3.89 - 8.95 %

1 - 15 Yrs

∞

3.99 %

3 - 7 Yrs

∞

3.99 - 14.74 %

3 - 5 Yrs

∞

3.99 - 5.99 %

5.1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Polish & Slavic's auto loans with rates ranging from 2.99% to 6.75% APR, which have not changed in the past 90 days. Motorcycle loans have rates between 7% and 7.5% APR, showing no change over 30 and 60 days. Recreational loans range from 6.25% to 7.25% APR and have also stayed the same during that time. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods.

Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter has auto loan rates ranging from 3.39% to 5.14% APR today, with no change from 7 days ago but down from 30 and 60 days ago. Recreational loan rates are between 5.44% and 6.44% APR, showing no change from both 7 and 30 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Credit Union 1's auto loans with rates ranging from 3.99% to 14.74% APR today. These rates are down from 7 and 30 days ago and have also decreased compared to 60 and 90 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

🏦 Local Lenders in Normal, IL

NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION — 100 E PHOENIX AVE NORMAL IL 61761
UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION — 416 KAYS DR NORMAL IL 61761
LAND OF LINCOLN CREDIT UNION — 115 SUSAN DR NORMAL IL 61761
ILLINOIS STATE CREDIT UNION — 1309 S CENTER ST NORMAL IL 61761
ILLINOIS STATE CREDIT UNION — 100 N UNIVERSITY ST NORMAL IL 61761
CITIZENS EQUITY FIRST CREDIT UNION — 3 TRADERS CIR NORMAL IL 61761

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in McLean County, IL

✅STATE FARM FEDERAL CREDIT UNION

✅UNIVERSITY OF ILLINOIS COMMUNITY CREDIT UNION

✅THE CREDIT UNION FOR ALL CREDIT UNION

✅ILLINOIS STATE CREDIT UNION

✅CITIZENS EQUITY FIRST CREDIT UNION

✅NORMAL CITY EMPLOYEES FEDERAL CREDIT UNION

✅LAND OF LINCOLN CREDIT UNION

✅BLOOMINGTON MUNICIPAL CREDIT UNION

✅BLOOMINGTON POSTAL EMPLOYEES CREDIT UNION

✅IAA CREDIT UNION

Compare other loan types in Normal, IL

Why compare Vehicle Loans in Normal, IL on LendMesh

If you’re searching for personal auto loan rates in Normal, IL, it pays to explore multiple lenders before making a decision. LendMesh helps you easily compare offers from trusted banks and credit unions, giving you a clearer picture of what’s available. Taking a little extra time to shop around could lead to better deals and lower rates, helping you save money on your next vehicle loan.

Stay ahead in the Normal, IL loan market by subscribing to LendMesh’s personalized alerts. Simply share your target rate—whether it’s 4% or 5%—and receive notifications as soon as offers meet your goal. With weekly or monthly updates featuring expert insights, rate trends, and carefully selected loan deals, you’ll always have the information you need to make confident borrowing decisions.

Customers are also interested in:

Personal Auto Loan Rates