Vehicle Loans in Chicago, IL

Looking for the best vehicle loan rates in Chicago, IL? Compare offers from trusted local lenders to find a deal that fits your budget and gets you driving sooner. Whether it’s a new car or refinancing, you deserve clear, competitive options right here in the city.

We make it simple to explore rates with low down payments and fast approvals. Our community-focused approach means you get friendly service tailored to Chicago’s hardworking families—helping you secure the right loan without the hassle.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
jfcu
4.69 - 7.09 %
3 - 7 Yrs
connexuscu
4.69 - 6.74 %
2 - 7 Yrs
1stmidamerica
4.74 - 7.49 %
4 - 7 Yrs
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
firstcommunity
4.75 - 6.5 %
3 - 7 Yrs
deereemployeescu
4.89 - 5.59 %
5 - 6 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
togethercu
4.99 - 5.99 %
msufcu
4.99 - 6.04 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier.

Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months. 1St Midamerica has auto loan rates ranging from 4.74% to 7.49% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 6.55% and 7.99% APR, also unchanged over the past month. Recreational loan rates range from 6.74% to 8.24% APR and have stayed steady compared to 7 and 30 days ago.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. First Community's auto loans with APRs ranging from 4.75% to 6.5% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 6.25% and 8.5% , which have also stayed the same over the past 7 and 30 days.

Empeople's auto loan rates range from 4.59% to 5.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 5.84% and 10.09% APR and have also increased since last week and last month. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Together's auto loans with APRs ranging from 4.64% to 5.99% and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days.

Michigan State University has auto loan rates ranging from 4.99% to 6.04% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are also 4.99% to 6.04% APR today, down from last week but unchanged from 30 days ago. Recreational loan rates range from 7.44% to 7.74% APR and have stayed the same over the past 7 and 30 days.

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