Vehicle Loans in Chicago, IL

Looking for the best vehicle loan rates in Chicago, IL? Compare offers from trusted local lenders to find a deal that fits your budget and gets you driving sooner. Whether it’s a new car or refinancing, you deserve clear, competitive options right here in the city.

We make it simple to explore rates with low down payments and fast approvals. Our community-focused approach means you get friendly service tailored to Chicago’s hardworking families—helping you secure the right loan without the hassle.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
psfcu
3.99 - 6.75 %
1 - 7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
penfed
4.34 - 6.24 %
3 - 7 Yrs
deltacommunitycu
4.39 - 16.09 %
0.1 - 7 Yrs
statefarmfcu
4.49 %
5 - 7 Yrs
cefcu
4.49 - 4.84 %
5 - 5.5 Yrs
numarkcu
4.49 %

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Polish & Slavic's auto loans with rates ranging from 2.99% to 6.75% APR, which have not changed in the past 90 days. Motorcycle loans have rates between 7% and 7.5% APR, showing no change over 30 and 60 days. Recreational loans range from 6.25% to 7.25% APR and have also stayed the same during that time. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

State Farm's auto loans with a 4.49% APR that has not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a range from 4.49% to 5.49% , and those rates have also stayed the same over the last 7, 30, and 60 days. Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Numark has an auto loan rate of 4.49% APR today, which is unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans are at 6.49% APR with the same pattern, while recreational loan rates remain steady at 7.99% .

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