Vehicle Loans in Chicago, IL

Ready to buy a used car in Chicago? Comparing auto loan offers helps you find the best rates and terms that fit your budget. Whether you’re upgrading or refinancing, starting here puts you in control of your vehicle purchase.

Our local lenders understand Chicago drivers and offer flexible loans with quick approvals. Take a few minutes to compare options and drive away with confidence, knowing you got a great deal tailored just for you.

NewUsed

Filters

Lender
APR
Term
Link
Info
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
statefarmfcu
4.49 %
5 - 7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
numarkcu
4.49 %
deereemployeescu
4.59 %
5 - 6 Yrs
togethercu
4.64 - 5.99 %
jfcu
4.69 - 7.89 %
3 - 8 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
cefcu
4.74 %
5.5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago. State Farm has an auto loan rate of 4.49% APR with no change over the past 7 and 30 days. Recreational loans range from 4.49% to 5.49% APR and have also stayed the same during that time. University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago.

Numark has an auto loan rate of 4.49% APR and a motorcycle loan rate of 6.49% APR. Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 7.99% APR and has also not changed over the past 90 days. Empeople's auto loan rates range from 4.59% to 5.59% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.84% and 10.09% APR, also unchanged from 7 and 30 days ago and up from 30 and 60 days ago.

Together's auto loans with APRs ranging from 4.64% to 5.99% , and motorcycle loans at 8.14% . Unchanged over the past 7, 30, 60, or 90 days. Justice has auto loan rates ranging from 4.69% to 7.89% APR, with no change from 7 or 30 days ago. Motorcycle loans start at 4.69% and go up to 7.09% , also showing no change over the past month. Recreational vehicle loans range from 6.84% to 7.94% APR and have stayed steady compared to 7 and 30 days earlier. Connexus's auto loans with APRs ranging from 4.69% to 6.44% , which have not changed over the past 7 or 30 days. Recreational loans have rates between 6.59% and 10.49% , remaining steady compared to 7, 30, and 60 days ago.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago. Citizens Equity First has auto loan rates ranging from 4.74% to 5.09% APR today, which is unchanged from 7 and 30 days ago but up from 30 and 60 days ago. The rates have risen steadily compared to earlier months, with the lowest rates seen 90 days ago.

🏦 Local Lenders in Chicago, IL

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Cook County, IL

Compare other loan types in Chicago, IL

Why compare Vehicle Loans in Chicago, IL on LendMesh

If you’re searching for an auto loan in Chicago, IL, taking the time to compare offers on LendMesh can help you uncover better deals and save money. Exploring multiple lenders allows you to find competitive rates tailored to your needs without feeling rushed. Keep checking back as new options appear regularly, giving you the best chance to secure a loan that fits your budget and driving goals.

Consider subscribing to LendMesh for personalized alerts that keep you informed about the best auto loan rates in Chicago. Simply set your target rate—whether it’s 5%, 4%, or lower—and receive notifications when offers drop below your desired threshold. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll stay ahead of the market and ready to act when the right opportunity arises.

Customers are also interested in:

Auto Use Auto Loan